Certificates
If you want to set money aside for a longer period of time, Valley First Credit Union offers share certificates with a selection of terms and rates. Choose from terms of 6 months to 60 months with minimum deposits as low as $1,000.
Certificate Options
- Regular Share and IRA Share Certificates
- Regular - $1,000 minimum balance
- Premium - $10,000 minimum balance
- Jumbo - $100,000 minimum balance
- Youth Certificates
- Starter Savings - $250 minimum balance
- Adventure Savers - $250 minimum balance
- Frequency - $500 minimum balance
Features and Benefits inlcude:
- Federally insured up to $250,000 by NCUA
- Competitive rates
- 6-60 month terms available
- Earns monthly dividends
- Dividends compounded monthly
- Tiered rate structure - the higher the balance, the higher the interest rate
- Dividends may be:
- Transferred to savings or checking account
- Added to principle & withdrawn without penalty at maturity
- Automatically mailed monthly
