Lock in the advantages with low minimum balances and tiered, competitive interest rates to maximize your earnings.

Account Features & Benefits
  • No monthly fee
  • Earns higher dividends than a regular savings
  • Competitive, tiered rates
  • Terms from 6-60 months
  • Multiple ways to conveniently withdrawal funds at maturity without penalty:
    - Visit a branch
    - Transfer to savings or checking account
    - Have check automatically mailed monthly
Share Certificate:
Regular: $1,000 minimum
Premium: $10,000 minimum

IRA Certificate:
Regular: $1,000 minimum
Premium: $10,000 minimum

Youth Certificate:
Adventure Savers: $250 minimum
Frequency: $500 minimum

Free Account Services
Valley First accounts come loaded with many free services for members to access and manage their accounts.

  • Online Banking
  • Mobile Banking App (available for Apple and Android devices)
  • Visa® Debit Card
  • eStatements
  • Bill Pay*
  • Valleyline (24/7 Audio Account Access)

*Bill Pay service free when used monthly. Monthly dormant fee after two consecutive months of inactivity.