Personal Checking

We understand the importance of value - that's why our checking accounts give you the opportunity to benefit  from your hard earned money. A Valley First checking account rewards you in ways that matter most.

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Personal Checking Account Comparison1
Features Kasasa Cash® Kasasa Cash Back® Kasasa Tunes® Free Checking Choice Checking
Monthly Fee No Fee No Fee No Fee No Fee $5.00
Reductions available
Qualifying Monthly Rewards 1.50% APY
on balances up to $9,999.99

0.25% APY
on balances $10,000.00 +
4% Cash Back
(up to $8.00)
$5.00 Monthly Refunds for iTunes or Amazon.com

$10.00 Refund
at Sign up
Non-Qualifying Dividends 0.05% APY
Qualifying ATM Fee Refunds Up to $30.00 on
ATM Fee Refunds Nationwide
Up to $30.00 on
ATM Fee Refunds Nationwide
Up to $30.00 on
ATM Fee Refunds Nationwide
eStatements Required Yes Yes Yes Yes No
Minimum Deposit None None None None None
How to Qualify for Kasasa Rewards

(Per monthly Qualification Cycle)
✔ Have 12 debit card purchases post and settle

✔ Be enrolled in eStatements

✔ Log into online or mobile banking
✔ Have 12 debit card purchases post and settle

✔ Be enrolled in eStatements

✔ Log into online or mobile banking
✔ Have 12 debit card purchases post and settle

✔ Be enrolled in eStatements

✔ Log into online or mobile banking
1Not all checking account choices are available for teen, trust, non-profit and business checking accounts. Though not listed on the comparison chart, the credit union offers Basic Business checking and Premium Business checking accounts.