Choice
Checking
A custom checking account that fits you and how you use your money.

Choice Checking features the many free account services our members love. Easily eliminate the monthly fee by using your debit card and enrolling in eStatements.

Account Features & Benefits
  • $5 monthly fee which can be reduced or eliminated by the following:
      - $1.00 reduction in fee for being enrolled in eStatements
      - $1.00 reduction in fee for a posted and settled direct deposit or automatic payment (ACH)
      - $0.20 reduction in fee for each posted and settled debit card purchase
  • No minimum deposit
  • No daily balance required to receive fee reductions
  • No direct deposit requirements
  • Overdraft Protection
  • Unlimited check writing
  • Unlimited ATM access

Free Account Services
Your Valley First account comes loaded with many free services for members to access and manage their accounts daily.

  • Online Banking
  • Mobile Banking App (available for Apple and Android devices)
  • Visa® Debit Card
  • eStatements
  • Bill Pay**
  • Valleyline (24/7 Audio Account Access)

*The monthly service fee for this account is $5.00. This fee may be reduced by doing the following during the monthly qualification cycle: $1.00 reduction in fee for being enrolled in eStatements; and $0.20 reduction in fee for each posted and settled debit card purchase; and $1.00 reduction in fee for a posted and settled direct deposit or automatic payment (ACH). Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle, subject to weekends and holidays. 

**Bill Pay service free when used monthly. Monthly dormant fee after two consecutive months of inactivity.