Do You Kasasa? A free checking account that's in tune with you.

With Kasasa Tunes®, you'll earn monthly refunds on iTunes® and® purchases along with ATM fee refunds nationwide.* That's everything including music, movies, games, apps, and more.

Receive $10 in credits just for opening your account!*

  • $5 in iTunes and/or monthly refunds*
  • Get $10 in refunds just for opening your account*
  • Up to $30 nationwide ATM fee refunds*
  • No monthly fee
  • No minimum deposit
  • No daily balance required to earn rewards
  • No direct deposit requirements
  • Overdraft Protection

Qualifying for Kasasa Tunes rewards is easy! Simply do the following during each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle to your account
  • Be enrolled in eStatements
  • Be enrolled and log into Online or Mobile Banking at least once

If for any reason you didn't qualify for rewards in any given qualification cycle, you still get free unlimited checking and earn our base interest rate on balances. Qualify on the next cycle and you're back to earning Kasasa Cash rewards!

Free Account Services
Valley First accounts come loaded with many free services for members to access and manage their accounts.

  • Online Banking
  • Mobile Banking App (available for Apple and Android devices)
  • Visa® Debit Card
  • eStatements
  • FREE Bill Pay
  • Valleyline (24/7 Audio Account Access

*You will be refunded up to $10.00 for iTunes® and/or® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5.00 in refunds of iTunes and/or purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle, subject to weekends and holidays. Up to $30.00 in ATM fees incurred during qualification cycle will be reimbursed and credited if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. ATM receipt may be required. Limit one account per SSN.