Auto Buying Services

Whether you're shopping around or ready to buy, our convenient Auto Buying Services are here to help with your next car purchase.
 Credit Union Direct Lending (CUDL)
CUDL stands for Credit Union Direct Lending and is a credit union owned automated loan network that allows qualified members to arrange on-the-spot Valley First Credit Union financing - with immediate approval - right at the dealership! When purchasing at any participating CUDL dealer, request Valley First financing through CUDL, and drive away in your new or used vehicle and our great rates - all in one visit!

FAQClick here to locate participating CUDL dealers

Roberts Auto Sales

Roberts Auto Sales pioneered the "No Salesman-No Commission" approach to automobile sales. As a result, they are able to offer vehicles priced more competitively than a traditional dealer. Specializing in low mileage lease returns, Roberts offers a full 100% money-back guarantee on all purchases.

Visit and shop Roberts Auto Sales two convenient ways:

Modesto Toyota

Modesto Toyota serves the Modesto, Stockton, Sonora, Merced and Tracy region with quality Toyota vehicles and a large collection of pre-owned vehicles. With new and pre-owned models, Modesto Toyota has something for every taste and every need. 

Visit and shop Modesto Toyota at 4513 McHenry Avenue, Modesto or schedule a test drive at