Drive Into $200

Finance a Purchase or Refinance your auto loan from another institution, now through April 15, 2013, and you'll receive $200* in cash! Don’t miss out on this great deal, visit your local Valley First Credit Union branch today!

  • Rates as low as 2.49% APR**
  • 90 Days No Payments
  • Flexible Loan Terms
Member Service
(209) 549-8500 or toll free (877) 549-4567

Find a Valley First branch location near you



*All loans subject to credit approval. Minimum loan amount of $10,000. Model year 2003 or newer. Excludes refinancing of existing Valley First Credit Union loans. Existing loan payments must be current. Interest accrues from date of signed contract. Delaying payments will increase finance charges. Not eligible for Skip-A-Payment until after twelve months of consecutive payments, dating from the first payment date. Limit one $200 incentive per loan financed. Cash incentive issued at time of loan funding. Loan must be funded by April 15, 2013. Not valid with any other promotion or offer. Membership eligibility requirements apply. Membership requires a savings account opened with an initial $25 deposit plus a $1 one-time membership fee, for a total of $26. New accounts subject to Chex Systems.

**Annual Percentage Rate (APR) includes a 0.25% discount for active checking account with auto pay. APR for model years 2012 and newer with less than 15,000 miles and terms up to 78 months. Rates vary depending upon credit history, model year, miles and corresponding terms. For 78 monthly payments at 2.49% APR the repayment amount would be $13.90 per $1,000 financed.