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Secured Loans  Print Rate Sheet

Rates are as low as the rates listed below. Rate discounts are available.
All rates will be determined by your credit history. Rates, terms, and conditions are subject to change. 
Auto / Pick-Up / SUVEffective January 1, 2013
  New 2013 & 2012
(Less than 15,000 miles)		 Used 2011 - 2006 Used 2005 - 2003
Minimum Loan Amount Term In Months APR1 Term In Months APR1 <100,000 miles3 >100,000 miles2
$2,500 36 2.74% 36 2.99% 9.32% 9.57%
$5,000 48 2.74% 48 2.99% 9.32% 9.57%
$7,500 60 2.74% 60 2.99% 9.32% -
$10,000 66 2.74% 66 2.99% - -
$15,000 78 2.74% 78 2.99% - -
$20,000 84 5.29% 84 5.54% - -
1APR = Annual Percentage Rate
2Maximum Loan Amount $25,000
3Maximum Loan Amount $40,000

RecreationalEffective January 1, 2013
  New/Used Jet Ski, Dirt Bike,
Quad, Snowmobile (Off Road)		 New/Used Motorcycle, RV,
Boat, Trailer, Fifth Wheel
Minimum Loan Amount2 Term In Months APR1 Term In Months APR1
$2,500 36 8.25% 36 7.25%
$5,000 48 8.50% 48 7.50%
$7,500 60 9.00% 60 8.00%
$10,000 66 9.50% 66 8.50%
$15,000 72 9.50% 72 8.50%
$20,000 84 10.00% 84 9.00%
1APR = Annual Percentage Rate
210% down payment on watercraft, travel trailer and motor home loans.

RVEffective January 1, 2013
Minimum Loan Amount Term In Months Annual Percentage Rate
$40,000 96 10.25%
$40,000 120 10.75%
$60,000 144 12.00%
$60,000 180 13.00%
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 Federally insured by NCUA Equal Housing Lender
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