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| Schedule of FeesEffective 9/1/11 |
| Account History Printed |
$0.75/Page |
| Address (Incorrect / per 12 month period) |
$5.00 |
| ATM / Visa Check Card Replacement |
$10.00 |
| ATM Empty Envelope |
$50.00 |
| Audio / Online Stop Payments-Drafts Only |
$5.00 |
Balance Below Minimum (per month, on share account balance below $25, waived for youth accounts) |
$5.00 |
| Cashiers Checks (fee waived with a Valley First Visa) |
$5.00 |
Check Cashing Fee (Fee waived with a Checking, Visa, Loan, or maintain a $500.00 minimum Savings balance) |
$5.00 |
| Checking, Basic (Per month. Waived with direct deposit) |
$3.00 |
| Checking, Basic Business (Per month) |
$6.00 |
Checking, Premium (Per month. Reduced to $3.00 with maintained direct deposit. Waived with either an average daily balance of $500.00 in checking or an average daily balance of $2,500.00 in all checking and savings accounts combined.) |
$5.00 |
| Checking, Premium Business (No waiver) |
$9.00 |
| Courtesy Pay Fee |
$25.00 |
| Deposited / Collection Items Returned |
$25.00 |
| Direct Deposit / Payroll Deduction |
FREE |
| Dormant Account (Per month. For no activity in a 12 month period) |
$5.00 |
| Early Account Closure Fee (Within 6 mos of opening) |
$25.00 |
| Escheated Notification Fee |
$2.00 |
| Foreign Bank Deposit Fee (Foreign bank, US currency) |
$10.00 |
| Foreign Item Deposit Fee (Foreign bank, foreign currency) |
$25.00 |
| Foreign Item Return Deposit Fee |
$25.00 |
| Holiday Club Early Withdrawal (Per withdrawal) |
$5.00 |
| Home Banking |
FREE |
| IRA Annual Fee |
FREE |
| Loose Coin Processing for Member (Excluding Youth Accounts) |
3% |
| Loose Coin Processing for Non-Member |
6% |
| Letters (Letter to take vehicle out of the country or other special request) |
$25.00 |
| Membership Fee (One-time, non-refundable) |
$1.00 |
Money Market Withdrawals (First 3 withdrawals) (4-6 $5.00 each, 7 or more $10.00 each, per month) |
FREE |
| Money Orders ($1,000.00 maximum) |
$2.00 |
| Non-Member ATM Surcharge |
$2.00 |
Notary Service per signature (Fee waived with Premium or Basic Checking, Visa, Loan or maintain a $500.00 minimum Savings balance) |
$10.00 each |
| NSF Fee (ACH, ATM, Drafts) |
$25.00 |
| Overdraft Transfer (3 FREE per month from Savings, Overdraft or Line of Credit) |
$5.00 |
Photocopy of Paid Check (2 FREE per statement or FREE copies online with eStatements) |
$2.00 |
| Priority Card Delivery |
$40.00 |
| Priority PIN Delivery |
$40.00 |
| Research / Account Balancing (2 hour minimum) |
$20.00/hr. |
| Response to Legal Order (Subpoenas, levies, garnishments) |
$60.00 |
| Return / Redeposit of an item |
$5.00 |
Self-to-Self NSF Item (In addition to Deposited / Collection Items Returned fee) |
$27.00 |
| Statement Copies (FREE copies online with eStatements) |
$5.00 |
| Stop Payments (ACH / Draft) |
$15.00 |
| Verification of Deposit |
FREE |
Web Bill Pay Dormant (Per Month, after 2 months of no activity) |
$10.00 |
| Wire Transfers (Domestic / International) |
$20.00 / $35.00 |
| Wire Transfers Incoming |
$5.00 |
| Wire Transfer Rush Fee |
$10.00 |
| HSA Account: Monthly Fee (waived with eStatements) |
$3.00 |
| HSA Account: One time set up fee |
$10.00 |
| HSA Account: Withdrawal Transaction Fee (In Branch/Call Center) |
$2.00 |