Earn higher dividends while still having access to your money when you need it. Maximize your balance with this free tiered rate account.

Account Features & Benefits
  • No monthly fee
  • No minimum deposit
  • Unlimited deposits
  • Unlimited ATM access
  • Monthly statements with account activity
  • Dividend bearing when balance is above $2,500; dividends compound monthly
  • Tiered rate structure
  • No direct deposit requirements
  • Payroll deduction or automatic transfer from another account
  • Six (6) free electronic withdrawals/transfers per month

Free Account Services
Valley First accounts come loaded with many free services for members to access and manage their accounts.

  • Online Banking
  • Mobile Banking App (available for Apple and Android devices)
  • eStatements
  • Bill Pay*
  • Valleyline (24/7 Audio Account Access)

*Bill Pay service free when used monthly. Monthly dormant fee after two consecutive months of inactivity.