Accounts 
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ATM Access Codes: *Business hours only (ND)Non-Deposit ATM
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Modesto
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Other Cities
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Gallo
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J Street Branch Dale Road Branch |
Police Station Oakdale Branch |
Wine Shop at Gallo Employee Services Center
Access Control Badge Required Gallo Operations Building Access Control Badge Required OPs Post 2 Entrance |
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Other CO-OP ATM Locations |
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Modesto
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Other Cities
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Additional
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MOCSE CVFCU
3600 Coffee Rd Community Trust CU 2504 Tenya Dr MJC Student Center* (ND) 435 College Ave The Golden 1 CU 3025 McHenry Ave |
The Golden 1 CU
2450 Geer Rd Turlock Community Trust CU
(next to Longs Drug Store) 2256 Patterson Road, Riverbank |
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Daily Withdrawal Limits
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ATM Withdrawal Limit
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POS Withdrawal Limit
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| Check Card |
$500
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$1,000
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| ATM Card |
$300
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$300
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ATM/POS Access
You have access to any ATM or retail point-of-sale location that displays a logo pictured on your card.
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The Valley First Check Card provides worldwide access. |
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Access to 25,000 surcharge-free ATMS and 1,085 service centers across the United States and Canada. |
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Deposits accepted at any ATM displaying the CO-OP Network Deposit Logo. (click logo for merchant locator) |
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Access at over 500,000 retail point-of-sale locations across America. |
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Global ATM access at more than 531,000 ATMs in 120 countries. (Click logo for Plus ATM Locator) |
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Access at over 70,000 regional ATMs coast-to-coast. Also, to three regional networks across the country. (Click logo for Star ATM Locator) |
Transaction Fee Schedule
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Valley First ATMs
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All Other CO-OP ATMs
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Non CO-OP ATMs
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| Check Card | |||
| Valley First Check Card |
FREE
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FREE
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FREE
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| ATM Card | |||
| Combined checking and /or savings balance of more than $5,000 |
FREE
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FREE
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FREE
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| Valley First checking account -or- combined savings balance of $2,500 |
FREE
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FREE
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.75
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| Savings account only with less than $2,500 |
FREE
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.75
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.75
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