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Schedule of Fees |
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Accounts History Printed |
$0.75/Page |
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Address (incorrect / per 12 month period) |
$5.00
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ATM/Visa Check Card Replacement |
$7.00
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ATM Empty Envelope |
$50.00
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Audio/Online Stop Payment-Drafts Only |
$5.00
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Balance Below Minimum
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$5.00
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(Per month, on share account balance below $25. Waived for youth accounts.) |
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| Relationship: | Valley First ATMs |
All Other CO-OP ATMs |
Non CO-OP ATMs |
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Check Card - Valley First Credit Union |
FREE | FREE | FREE |
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ATM Card
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Combined checking and/or savings balance of more than $5,000.00 |
FREE | FREE | FREE |
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Checking account and/or combined savings balance of $2,500.00 |
FREE | FREE | 2.00 |
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Savings account only with less than $2,500.00 |
FREE | 2.00 | 2.00 |
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FREE = Valley First does not charge a transaction fee, however there may be a surcharge/network fee from the other institution's machine. |
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Cashiers Checks |
$3.00
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Check Cashing Fee |
$5.00
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Checking, Basic |
$3.00 |
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Checking, Basic Business |
$6.00 |
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Checking, Interest |
$5.00 |
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Checking, Interest Business |
$9.00 |
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Courtesy Pay Fee |
$23.00 |
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Deposited/Collection Items Returned |
$23.00 |
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Direct Deposit / Payroll Deduction |
FREE
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Dormant Account (Per month. No activity in 12 mos.) |
$5.00 |
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Early Account Closure Fee |
$25.00
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Escheated Account |
$3.00
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Foreign Bank Deposit Fee |
$10.00
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Foreign Item Deposit Fee |
$25.00
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Foreign Item Return Deposit Fee |
$25.00
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Holiday Club Early Withdrawal (Per withdrawal) |
$5.00
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Home Banking |
FREE
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IRA Annual Fee |
FREE
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Loose Coin Processing Member |
3% |
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Loose Coin Processing Non-Member |
6% |
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Letters |
$25.00 |
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Membership Fee (One-time, non-refundable) |
$1.00
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Money Market Withdrawals |
FREE |
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Money Order ($1000.00 maximum) |
$2.00
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Non-Member ATM Surcharge |
$2.00 |
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Notary Service-per signature (Fee waived with Interest or Basic Checking, Visa, Loan or maintain a $500.00 minimum Savings balance) |
$10.00 each
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NSF Fee (ACH, ATM, Drafts) |
$23.00
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Overdraft Transfer |
$5.00
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Photocopy of Paid Check |
$2.00
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Priority Card Delivery
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$40.00
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Priority PIN Delivery
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$40.00
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Research/Account Balancing |
$20.00 / hour
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Response to Legal Order |
$20.00
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Return / Redeposit of an item |
$5.00 |
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Self-to-Self NSF Item |
$27.00 |
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Statement Copies |
$5.00
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Stop Payments (ACH/Draft) |
$15.00
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Valleyline Telephone Access |
FREE
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Verification of Deposit |
FREE
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Web Bill Pay Dormant |
$10.00
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Wire Transfer (Domestic / International) |
$20.00/$35.00
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Wire Transfers Incoming |
$5.00
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