Accounts 
Effective 2/01/08
| Accounts (Dormant, per month) |
$ 5.00
|
| Account History Printed |
$.50/Page
|
| Address (Incorrect/per month) |
$2.00
|
| ATM/Visa Check Card Replacement |
$ 5.00
|
| ATM Empty Envelope |
$20.00
|
| Audio/Online Stop Payment-Drafts Only |
$5.00
|
|
Balance Below Minimum
|
$5.00
|
| (per month, on share account balance below $25, waived for youth accounts) |
|
| Relationship: | Valley First ATMs | All Other CO-OP ATMs |
Non CO-OP ATMs |
| Check Card - Valley First Credit Union | FREE | FREE | FREE |
|
ATM Card
|
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| Combined checking and/or savings balance of more than $5,000.00 | FREE | FREE | FREE |
| Checking account and/or combined savings balance of $2,500.00 | FREE | FREE | 1.00 |
| Savings account only with less than $2,500.00 | FREE | 1.00 | 1.00 |
| FREE = Valley First does not charge a transaction fee, however there may be a surcharge/network fee from the other institution's machine. | |||
| Cashiers Checks (Fee waived with a Valley First Visa) |
$3.00
|
| Check Cashing Fee (Fee waived with a Checking, VISA, Loan or maintain a $500.00 minimum Savings balance) |
$5.00
|
| Courtesy Pay Fee |
$20.00 |
| Deposited/Collection Items Returned |
$20.00 |
| Direct Deposit / Payroll Deduction |
FREE
|
| Early Account Closure Fee (Within 6 months of opening) |
$25.00
|
| Escheated Dormant Account |
$3.00
|
| Corporate Checks (fee waived with a Visa Gold / Prime 1) (Fee waived if payable to member) |
FREE
|
| Foreign Bank Deposit Fee (Foreign bank, US currency) |
$10.00
|
| Foreign Item Deposit Fee (Foreign bank, foreign currency) |
$25.00
|
| Foreign Item Return Deposit Fee |
$25.00
|
| Gift Cheques |
$3.00
|
| Holiday Club Early Withdrawal (Per withdrawal) |
$5.00
|
| Home Banking |
FREE
|
| IRA Annual Fee |
FREE
|
| Loose Coin Processing (whichever is greater, Excluding Youth Accounts) |
3% or $3.00 |
| Letters (letter to take vehicle out of the country or special request) |
$15.00 |
| Membership Fee (One-time, non-refundable) |
$1.00
|
| Money Orders ($1000.00 maximum) |
$2.00
|
| Money Market Withdrawls (first 3 withdrawals, 4-6 $5.00 each, 7 or more $10.00 each, per month) |
FREE |
| Notary Service-per signature (Fee waived with Checking, Visa, Loan or maintain a $500.00 minimum Savings balance) |
$10.00
|
| N.S.F. Fee (ACH, ATM, Drafts) |
$20.00
|
| Overdraft Transfer (3 Free per month from savings, overdraft or line of credit) |
$3.00
|
| Photocopy of Paid Check (2 Free per statement or FREE copies online with eStatements) |
$2.00
|
|
Priority Card Delivery
|
$35.00
|
|
Priority PIN Delivery
|
$35.00
|
| Research/Account Balancing (2 hour minimum) |
$20.00 / hour
|
| Response to Legal Order (subpoenas, levies, garnishment) |
$20.00
|
| Statement Copies (or FREE copies online with eStatements) |
$ 3.00
|
| Stop Payments (ACH/Draft) |
$15.00
|
| Travelers Checks |
FREE
|
| Travelers Checks for Two |
$0.50 per $100.00
|
| Valleyline Telephone Access |
FREE
|
| Verification of Deposit |
FREE
|
| Web Bill Pay (Dormant- per month, after 2 months of no activity) |
$7.50
|
| Wire Transfer (Domestic / International) |
$20.00 / $35.00
|
