To join Valley First Credit Union, simply complete the Membership Application and make an initial deposit of $25 plus your one-time membership fee of $1, for a total of $26. Please make checks payable to Valley First Credit Union.

You remain a member for life as long as you maintain a $25 balance in your savings account.

Bring your application, deposit, and copy of your photo ID to the credit union or mail your application, a check for $26 and a copy of your photo ID to:

Valley First Credit Union
P.O. Box 1411
Modesto, CA 95353-1411

Branch Locations

Modesto
1419 J Street
3401 Dale Road

Oakdale
1449 East F Street

Turlock
2655 Geer Road

Frenso
3434 West Shaw Ave
2006 North Fine Ave Ste 101

You are eligible for membership with Valley First Credit Union if you:

• live, regularly work, regularly worship or attend school in one of the following counties: Fresno, Madera, Mariposa, Merced, San Joaquin, Stanislaus or Tuolumne County
• are employed with an employer group specifically listed in the credit union's field of membership
• are a family member to a Valley First Credit Union member. This includs grandparents, grandchildren, parents, spouses, children (natural, foster or adopted) brothers, and sisters.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.