Accounts 
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Moving? It’s easy. Simply, contact Member Service at 209-549-8500 or 559-275-3944 or download the Change of Address Form, complete and mail. Changing your address at the post office does not change your address with the credit union. The post office will only forward your mail for a limited period of time. |
Click to download Applications and Forms:
Checking
Checking Account Application
Share Draft Reconcilement Form
Membership
Membership Application
Change of Address Form
Wire Transfer Form
Click for membership application instructions and Identification Requirements
Consumer Loan
Personal Loan Application
Real Estate
Use the Valley First Real Estate Loan Application for First Mortgage, Second Mortgage, and Home Equity Line of Credit.
Valley First Real Estate Loan Application
First Mortgage Application Checklist
Second Mortgage/HELOC Application Checklist
Debt Consolidation Worksheet
HELOC Initial Disclosure
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
How to Become a Member
Complete a Membership Application.
—> Note: It is not necessary to list Joint Owners of your account as beneficiaries.
—> Signatures: Please read the Account Agreement and Membership Application disclosure regarding your account. As the Primary Owner, sign the bold X. Joint Member/Owner(s) should sign the bold O.
Establish your savings account with an Initial Deposit of $25, plus your one-time Membership Fee of $1, for a total of $26 payable to Valley First Credit Union.
Provide a clear copy of a current Driver's License/ID of everyone signing on the account.
Deliver the Membership Application, Initial Deposit/Membership Fee and ID copy(s) to any Valley First Credit Union Branch, or mail to the following address:
Valley First Credit Union
P.O. Box 1411
Modesto, Ca 95353-1411
