Valley First Credit Union - Auto Loan Rates

Secured Loans

Rates are as low as the rates listed below

Discount Rates Are Available		Annual Percentage Rate
		Auto / Pick-Up / SUV
Minimum Loan Amount	Term In Months	Model Years 2009/2010 Less than 15,000 miles	Model Years 2006 or newer	Model Years 2003, 2004 & 2005
$2,500	36	4.51%	4.76%	4.76%
$5,000	48	4.51%	4.76%	4.76%
$7,500	60	4.51%	4.76%	4.76%
$10,000	66	4.96%	5.21%	5.21%
$15,000	72	4.96%	5.21%	-
$20,000	84	5.95%	6.20%	-


Minimum Loan Amount	Term In Months	New/Used RV, Boat, Motorcycle, Motor Home, Travel Trailer	New/Used Dirt Bike, Jet Ski Quads, Snow Mobile Trailer (Off Road)
$2,500	36	7.25%	8.25%
$5,000	48	7.50%	8.50%
$7,500	60	8.00%	9.00%
$15,000	72	8.50%	9.50%
$20,000	84	9.00%	10.00%

Minimum Loan Amount	Term In Months	RV	10% down payment on watercraft, travel trailer and motor home loans.
$30,000	96	10.25%
$30,000	120	10.75%
$50,000	144	12.00%
$50,000	180	13.00%
Rates as of 2/12/2010. All rates will be determined by your credit history. Rates, terms and conditions are subject to change.