Visa Credit Cards

*Annual Fee waived the first year, and in subsequent years if purchases exceed $2,500 in the twelve months prior to anniversary date. Cash advances do not count toward annual fee waivers.

Annual Percentage Rate. The Prime1 Visa Gold Variable rate is calculated by adding margin of 1% (100 basis points) to the highest commercial prime rate correctly published in the Wall Street Journal, Western Edition, on the last business day of the second month of the calendar quarter. Rate adjustment may take place in January, April, July and October of each year. Rates effective as of 4/1/09.

Platinum Preferred

Visa Convenience Checks (per check)

Visa Cash Advance

Late Charge