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Throughout these Disclosures and Instructions, the references to "We", "Us", "Our" and "Credit Union" mean VALLEY FIRST CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services offered by Us. "Account" means any account or accounts established for You.
Categories of Information We collect.
We collect nonpublic personal information about You from the following sources:
We do not disclose any nonpublic personal information about Our members or former members to anyone, except as permitted by law.
Information disclosed to service providers and joint marketing companies about existing and former members.
We may disclose the following information to companies that perform marketing services on Our behalf or to other financial institutions with whom We have joint marketing agreements:
We restrict access to nonpublic personal information about You to those employees who need to know that information to provide products or services to You. We maintain physical, electronic, and procedural safeguards that comply with Federal regulations to guard Your nonpublic personal information.