Premium Certificate Feature Rates

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Maximize your savings!

We've raised rates on these Premium Share Certificate terms.*

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Premium Certificate
4.25% APY1
On a 12-month Premium Certificate
Premium Certificate
3.00 % APY1
On a 18-month Premium Certificate
Premium Certificate
4.50 % APY1
On a 24-month Premium Certificate
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Opening Share Certificate is easy.

Not yet a member?

Open an Account Now

Already a member?

Add a Share Certificate Now

You can establish membership if you meet our membership eligibility requirements and open a Primary Share Account. Once your primary account is open you can add a Share Certificate.

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*Available on 12-month, 18-month and/or 24-month premium share certificates opened after September 19, 2022 and offer may be withdrawn at any time. Minimum balance for premium share certificates is $10,000. A penalty may be imposed if any funds are withdrawn from the account prior to the maturity date. For complete terms, conditions and information on early withdrawal penalties, please refer to the "Share Certificate Accounts" section in our Truth-in-Savings Disclosure.

1APY=Annual Percentage Yield. APY's accurate as of the last dividend declaration date of 7/28/23.

Savings Covered by the NCUA

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At Valley First, your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Learn more about Share Insurance Coverage provided by the National Credit Union Administration.