Compare Checking Accounts

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Find the account that’s right for you.

We understand the importance of value - that's why our Checking Accounts give you the opportunity to benefit from your hard-earned money.

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Our Checking Accounts include these convenient features & benefits:

No Minimum

No Direct Deposit

Unlimited Deposits and

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Compare Checking Accounts

  Kasasa Cash® Checking Kasasa Cash Back® Checking Kasasa Tunes® Checking Free Checking Choice Checking OnTrak Checking
Monthly Service Fee1,4 $0 $0 $0 $0 $5 $10
($8 with Direct Deposit)
Monthly Rewards1


Account Requirements1
  • Must maintain a Primary Share Account
  • Must be 18 or older
  • Minimum qualifications per Monthly Qualification Cycle:*
    • Be enrolled in eStatements
    • Have at least 12 debit card purchases post and settle to your account
    • Log into Online or Mobile Banking
  • Must maintain a Primary Share Account
  • Must be enrolled in eStatements
  • Must maintain a Primary Share Account
  • Must maintain a Primary Share Account
  • Must be 18 or older

*"Monthly Qualification Cycle" means the period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle, subject to weekends and holidays.

Protect Yourself and Your Money

Overdraft Coverage 

Protect yourself from overdrafts and avoid the inconvenience of declined transactions with the Overdraft Coverage option(s) that suit your needs.

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Not available with OnTrak Checking.

vAlerts powered by Visa®

Closely monitor your Visa Debit and/or Credit Card to help identify potential fraud. Receive email or SMS text message notifications when certain transactions occur on your account.

Sign Up

Usage charges for text and data may apply.

Free 24/7 Services

Online & Mobile Banking

Free, secure access to your account anywhere, anytime.

Make transfers, check balances, and apply for loans at your convenience. Enrolling is fast and easy. Get started today and enjoy our user-friendly Online & Mobile Banking.

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Data and other wireless carrier charges may apply.


Reduce paper clutter and the hassle of shredding sensitive account information with eStatements.

Conveniently access statements and important notices when you need them within our secure Online & Mobile Banking.

Bill Pay

Easily manage and pay your bills while saving time and money with free Bill Pay.

You can set up payees, schedule payments and view recent, pending and past payments at any time.


Day or night, conveniently transfer money, check balances, make loan payments and much more by calling Valleyline, our 24-hour automated phone line.

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Opening an account is easy.

Simply call or visit your local branch and a Member Service Specialist will assist you in opening the checking account that’s right for you.

Not yet a member? Become a member in just 4 easy steps.

1 To become a member Click Here

2 Complete a Membership Application

3 Establish your Primary Share Account with an initial deposit of $25 plus a one-time, non-refundable Membership Fee of $5, for a total of $30

4 Provide a valid Driver's License/Photo ID of everyone signing on the account

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1Dividends rates are based on an Annual Percentage Yield (APY). Refer to the specific terms for each account type for complete details.
4Other miscellaneous fees apply.
2Not available with OnTrak Checking.
3Usage charges for text and data may apply.