Section Content:
Find the account that’s right for you.
We understand the importance of value - that's why our Checking Accounts give you the opportunity to benefit from your hard-earned money.
ALERT
As you likely have heard, stimulus payments are again being distributed. The timing of individual payments is controlled by the IRS, not by Valley First Credit Union. Please continue to use Online Banking and ValleyLine to check your balance and recent transactions.
We understand the importance of value - that's why our Checking Accounts give you the opportunity to benefit from your hard-earned money.
No Minimum
Balance
No Direct Deposit
Requirement
Unlimited Deposits and
Withdrawals
| Kasasa Cash® Checking | Kasasa Cash Back® Checking | Kasasa Tunes® Checking | Free Checking | Choice Checking | OnTrak Checking | |
|---|---|---|---|---|---|---|
| Monthly Service Fee1,4 | $0 | $0 | $0 | $0 | $5 | $10 ($8 with Direct Deposit) |
| Monthly Rewards1 |  |
|
|
– |
– |
– |
| Dividends1 | |
– |
– |
– |
– |
– |
| Account Requirements1 |
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*"Monthly Qualification Cycle" means the period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle, subject to weekends and holidays.
Protect yourself from overdrafts and avoid the inconvenience of declined transactions with the Overdraft Coverage option(s) that suit your needs.
Not available with OnTrak Checking.
Closely monitor your Visa Debit and/or Credit Card to help identify potential fraud. Receive email or SMS text message notifications when certain transactions occur on your account.
Usage charges for text and data may apply.
Free, secure access to your account anywhere, anytime.
Make transfers, check balances, and apply for loans at your convenience. Enrolling is fast and easy. Get started today and enjoy our user-friendly Online & Mobile Banking.
Data and other wireless carrier charges may apply.
Reduce paper clutter and the hassle of shredding sensitive account information with eStatements.
Conveniently access statements and important notices when you need them within our secure Online & Mobile Banking.
Easily manage and pay your bills while saving time and money with free Bill Pay.
You can set up payees, schedule payments and view recent, pending and past payments at any time.
Day or night, conveniently transfer money, check balances, make loan payments and much more by calling Valleyline, our 24-hour automated phone line.
Simply call or visit your local branch and a Member Service Specialist will assist you in opening the checking account that’s right for you.
Not yet a member? Become a member in just 4 easy steps.
To become a member Click Here
Complete a Membership Application
Establish your Primary Share Account with an initial deposit of $25 plus a one-time, non-refundable Membership Fee of $5, for a total of $30
Provide a valid Driver's License/Photo ID of everyone signing on the account
1Dividends rates are based on an Annual Percentage Yield (APY). Refer to the specific terms for each account type for complete details.
4Other miscellaneous fees apply.
2Not available with OnTrak Checking.
3Usage charges for text and data may apply.
