During this challenging time Valley First is offering our members an Emergency Relief Loan. If you are experiencing financial challenges and a loss of income due to the COVID-19 outbreak you may be eligible for assistance.

Our Emergency Relief Loan offers the Following:

  • Rates as low as 0.99%1
  • 90 days no payments
  • Loan amounts up to $5,000
  • Terms 12 - 24 Months
  • No pre-payment penalties

Click Here to Apply Online

Select The COVID-19 Emergency Relief Loan under Loan Purpose.


1Offer and rate effective 3/17/2020. Must be an existing member of Valley First Credit union with a minimum share balance of $25. All loans are subject to review and approval of credit. Rates, terms and conditions are subject to change at any time without notice and may vary based on creditworthiness and qualifications. Certain restrictions and limitations apply. Proof of current rental or mortgage payment is required. APR = Annual Percentage Rate. Special Rate as low as .99% APR on terms up to 24 months for qualifying applicants. Minimum loan amount is $500. Interest accrues from date of loan disbursement. First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period.  Not eligible for Skip-A-Payment until after twelve months of consecutive payments, dating from the first payment date.