Kasasa Cash®

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Earn more than ever before.

You can earn higher dividends and refunds on ATM fees nationwide with our Kasasa Cash Checking Account.1

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Enjoy these convenient features & benefits:

No Monthly
Service Fee4

No Minimum
Balance

No Direct Deposit
Requirement

Unlimited Deposits and
Withdrawals

ATM Fee
Refunds Nationwide1

Rates

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BALANCES up to $9,999.99
 
1.25 % APY1
When Reward Qualifications are Met5
BALANCES  $10,000+
 
0.20 % APY1
When Reward Qualifications are Met5
Non-Qualifying Rate
 
0.05 % APY1

1See All Rates

Earn even more automatically when linked to your high dividend Kasasa Saver Account!

Reward Qualifications

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Qualifying for Kasasa Cash rewards is easy! Simply do all of the following during each Monthly Qualification Cycle:5

  • Be enrolled in eStatements
  • Have at least 12 debit card purchases post and settle to your account (excluding ATM transactions)
  • Log into Online or Mobile Banking at least once

If for any reason you don’t qualify for rewards in any given qualification cycle, you still enjoy unlimited checking and earn our non-qualifying rate on balances. Qualify on the next cycle and you're back to earning Kasasa Cash rewards!

Requirements

To establish a Kasasa Cash Checking Account, you must be a member of the credit union, 18 years or older and meet the minimum qualifications.5

Accounts that do not meet the minimum qualifications will be converted to a Choice Checking Account and will be subject to the fees applicable to the Choice Checking Account.

Protect Yourself and Your Money

Overdraft Coverage 

Protect yourself from overdrafts and avoid the inconvenience of declined transactions with the Overdraft Coverage option(s) that suit your needs.2

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vAlerts powered by Visa®

Closely monitor your Visa Debit and/or Credit Card to help identify potential fraud. Receive email or SMS text message notifications when certain transactions occur on your account.3

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Free 24/7 Services

Online & Mobile Banking

Free, secure access to your account anywhere, anytime.

Make transfers, check balances, and apply for loans at your convenience. Enrolling is fast and easy. Get started today and enjoy our user-friendly Online & Mobile Banking.

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eStatements

Reduce paper clutter and the hassle of shredding sensitive account information with eStatements.

Conveniently access statements and important notices when you need them within our secure Online & Mobile Banking.

Bill Pay

Easily manage and pay your bills while saving time and money with free Bill Pay.

You can set up payees, schedule payments and view recent, pending and past payments at any time.

Valleyline

Day or night, conveniently transfer money, check balances, make loan payments and much more by calling Valleyline, our 24-hour automated phone line.

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Opening an account is easy.

Simply visit your local branch and a Member Service Specialist will assist you in opening your Kasasa Cash Checking Account. 

Already have a checking account? Call Member Service and make the switch to Kasasa.

Not yet a member?

You can establish membership if you meet our membership eligibility requirements and open a Primary Share Account. Learn about the many perks of membership.

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1APY=Annual Percentage Yield. APYs accurate as of 10/11/2017. This is a variable rate account. Rates, terms and conditions are subject to change anytime after account opening, as determined by the credit union. Fees may reduce earnings. For dividend-bearing accounts, dividends are calculated by the average daily balance method, which applies a periodic rate to the average daily balance in your account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The advertised Kasasa Cash APY is based on a compounding dividend. Dividends earned in Kasasa Cash are automatically transferred to your Kasasa Saver Account each statement cycle and do not compound. If you do not have a Kasasa Saver Account, the dividends will remain in your Kasasa Cash Account. Kasasa Cash Rewards: If the Reward Qualifications are met in a Monthly Qualification Cycle: (1) Up to $30.00 in ATM fees incurred during the Monthly Qualification Cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) balances up to $9,999.99 will earn an APY of 1.25%; and (3) balances of $10,000 or greater will earn an APY of 0.20% on the portion of the balance that is $10,000 or greater, resulting in 1.25% - 0.33% APY depending on the balance. If the Reward Qualifications are not met during a Monthly Qualification Cycle, all balances will earn an APY of 0.05% and accountholder will not be eligible for ATM reimbursement. Actual dividend amounts paid may be less than advertised Kasasa Cash APY. The Kasasa Saver Account APYs may be less than the Kasasa Cash Account APYs. ATM receipts may be required. Limit one Kasasa Cash Checking Account per SSN.
4Other miscellaneous fees apply.
5Reward Qualifications: To be eligible for the Kasasa Cash Rewards, you must do all of the following during the Monthly Qualification Cycle: (a) be enrolled in eStatements; (b) have at least 12 posted and settled debit card purchases; and (c) log in to Online or Mobile Banking at least once.Qualifying transactions must post to and settle Kasasa Cash account during the Monthly Qualification Cycle. Transactions may take one or more business days from the date the transaction was made to post to and settle an account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle, subject to weekends and holidays.
2Not available with OnTrak Checking.
3Usage charges for text and data may apply.