No Direct Deposit
Up to six (6) Electronic
Withdrawals/Transfers per Month
To establish a Kasasa Saver Account, you must be a member of the credit union and have a Kasasa Cash Checking Account or a Kasasa Cash Back Checking Account. You must be enrolled in eStatements and have at least 12 posted and settled debit card purchases on your linked Kasasa Cash or Kasasa Cash Back Checking Account.3
To enjoy higher dividend rates on your Kasasa Saver, you must meet the monthly Reward Qualifications for your Kasasa Cash Checking Account or Kasasa Cash Back Checking Account linked to your Kasasa Saver.2,4
Free, secure access to your account anywhere, anytime.
Make transfers, check balances, and apply for loans at your convenience. Enrolling is fast and easy. Get started today and enjoy our user-friendly Online & Mobile Banking.
Reduce paper clutter and the hassle of shredding sensitive account information with eStatements.
Conveniently access statements and important notices when you need them within our secure Online & Mobile Banking.
Easily manage and pay your bills while saving time and money with free Bill Pay.
You can set up payees, schedule payments and view recent, pending and past payments at any time.
Day or night, conveniently transfer money, check balances, make loan payments and much more by calling Valleyline, our 24-hour automated phone line.
At Valley First, your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Learn more about Share Insurance Coverage provided by the National Credit Union Administration.
1APY=Annual Percentage Yield. APYs accurate as of 11/6/2019. This is a variable rate account. Rates, terms and conditions are subject to change anytime after account opening, as determined by the credit union. Fees may reduce earnings. For dividend-bearing accounts, dividends are calculated by the average daily balance method, which applies a periodic rate to the average daily balance in your account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. You must maintain a minimum balance of $1,000 to obtain the Annual Percentage Yield stated. See All Rates for complete details.If the Reward Qualifications are met in a Monthly Qualification Cycle: (1) balances up to $19,999.99 will earn an APY of 0.75%; (2) balances of $20,000 or greater will earn an APY of 0.25% on the portion of the balance that is $20,000 or greater. If the Reward Qualifications are not met during a Monthly Qualification Cycle, all balances earn 0.05%.
2Reward Qualifications: To be eligible for the Kasasa Rewards, you must do all of the following during the Monthly Qualification Cycle: (a) maintain a Kasasa Cash Checking Account or a Kasasa Cash Back Checking Account; (b) be enrolled in eStatements; (c) have at least 12 posted and settled debit card purchases on your linked Kasasa Cash or Kasasa Cash Back Checking Account; and (d) log in to Online or Mobile Banking at least once. Qualifying transactions must post to and settle your linked Kasasa Cash or Kasasa Cash Back Checking Account during the Monthly Qualification Cycle. Transactions may take one or more business days from the date the transaction was made to post to and settle an account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle, subject to weekends and holidays. If you are unable to meet the minimum qualifications on your Kasasa Saver Account for three (3) consecutive monthly qualification cycles, your Kasasa Saver Account will automatically be closed and your funds will be deposited into your Primary Share Account. Refer to the Kasasa Cash Checking Account page or the Kasasa Cash Back Checking Account page for more information.
3If you are unable to meet the minimum qualifications on your Kasasa Saver Account for three (3) consecutive monthly qualification cycles, your Kasasa Saver Account will automatically be closed and your funds will be deposited into your Primary Share Account.
4Please refer to the Kasasa Cash Rewards Checking Account page or the Kasasa Cash Back Rewards Checking Account page for more information.