Protect yourself from the embarrassment and high costs of overdrafts with the Overdraft Coverage that suits your needs.

Protect yourself from the embarrassment and high costs of overdrafts with the Overdraft Coverage that suits your needs.
Overdraft Protection Linked Account |
Overdraft Privilege No longer offered on new accounts. |
Overdraft Privilege No longer offered on new accounts. |
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What it covers: |
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What it costs: |
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Simply contact Member Service to request the Overdraft Coverage option(s) that fits your needs.
To request EXTENDED Coverage and to authorize us to pay overdrafts on ATM withdrawals and everyday debit card transactions, you may call Member Service, send a Secure Message within Online Banking or visit any branch.
1 The credit union will pay overdrafts at our discretion and we do not guarantee that we will always authorize and pay any type of transaction. When we honor overdraft items, you must deposit funds immediately, but no more than 30 days from the date of the notice sent to you. The maximum dollar amount of overdrafts the credit union will cover for each member is $500, plus the $30 Overdraft Protection Fee. Any fees imposed will reduce the maximum limit. There is a limit of seven (7) Overdraft Protection/Privilege Fees per day that we will charge to your account. While our payment of overdrafts is discretionary, we will not pay an overdraft if, but not limited to, when you are not in good standing with the credit union, the checking account hasn't been opened for a minimum of 60 days, a loan or other obligation to the credit union is past due or your account is subject to any legal or administrative order or levy.