Section Content:
Make it happen.
Whether you want to explore the world or build your credit, make it happen with a Valley First Platinum ScoreCard Visa!2
ALERT
The credit union will never ask you for any Online/Mobile Banking information. If you receive a call from someone claiming to be with the credit union asking for any sensitive information, do not provide the requested information. Hang up and contact the credit union at (209) 549-8500 or (559) 225-7228.
Whether you want to explore the world or build your credit, make it happen with a Valley First Platinum ScoreCard Visa!2
No Annual Fee1
Competitive,
Low Variable Interest Rate
No Balance
Transfer Fee
25-Day Grace Period
for Interest on Purchases
ScoreCard Bonus Points
or CashBack
The Choice is Yours! You can earn Bonus Points for every net dollar you spend on all qualifying purchases and redeem them on over 1,000 rewards such as electronics, domestic or international flights and hotels worldwide.
If you’d rather put money back into your pocket, CashBack is for you. Earn a 1% CashBack annual reward on all qualifying purchases such as paying bills, buying groceries, pumping gas and online purchases, no matter how big or small.
Closely monitor your Visa Credit and/or Debit Card with vAlerts powered by Visa.
Receive email or SMS text message notifications when certain transactions occur
on your account.*
Create a Visa Alert Account and set up your vAlerts powered by Visa.
*Usage charges for text and data may apply.
Chip technology on your Visa Credit and/or Debit Card reduces the risk of fraudulent charges by creating a unique code for each purchase you make at a chip-enabled terminal.
Enjoy valuable services and benefits for being a cardholder:
Assistance is available to you 24/7.
For general inquiries:
(800) 477-0227
To report your card lost or stolen:
(800) 991-4964
Valley First loan protection products are designed to help you overcome any hardships that may come your way.
Help protect your loan payments against life’s unexpected events such as death, disability, or involuntary unemployment with
Debt Protection.3
Ask to add Debt Protection at any
Valley First branch.
You may be able to save money on your life, auto or property insurance and experience excellent service with TruStage Insurance.3
To get an Platinum ScoreCard Visa, you must be a member of the credit union.
Not yet a member?
You can establish membership if you meet our membership eligibility requirements and open a Primary Share Account. Learn about the many perks of membership.
1APR = Annual Percentage Rate. APR may vary and ranges from 10.49% to 20.49% and is accurate as of 5/26/20. Your APR is determined by program selected and credit history. All loans subject to credit approval. Rates, terms and conditions subject to change.
2Refer to the Visa Credit Card Agreement for complete details. Visa Disclosure
3The purchase of these products is optional and will not affect your application for credit. The information provided here is not a contract. It is a general summary of product benefits, and its contents are limited due to size. Debt Protection coverage is administered by CUNA Mutual Group. TruStage Insurance is administered by CMFG Life Insurance Company, License #0I19359. These products are not insured by the National Credit Union Administration.
