1All loans subject to credit approval. Rates effective January 1, 2019 through February 28, 2019. FICO score 710 and above required for 2.99% APR, other factors apply. For 48 monthly payments at 2.99% APR the repayment amount would be $22.13 per $1,000. Rate is determined by credit history, model year, terms, and underwriting factors. Rates, terms and conditions subject to change. Model year 2008 or newer. Excludes refinancing of Valley First Credit Union loans. Existing loan payments must be current. Not eligible for Skip-A-Payment until after twelve months of consecutive payments, dating from the first payment date. Membership eligibility requirements apply. Membership requires a Primary Share Account opened with an initial $25 deposit plus a $1 one-time membership fee, for a total of $26. New accounts subject to Chex Systems.
2Subject to credit history. Interest accrues from date of signed contract. Delaying payments will increase finance charges.
*Annual percentage yield. Early withdrawal penalties apply. New money only.