Promotions

¹All loans subject to credit approval. Rates effective March 1, 2019 through April 30, 2019. FICO score 710 and above required for 2.99% APR, other factors apply. For 48 monthly payments at 2.99% APR the repayment amount would be $22.13 per $1,000. Rate is determined by credit history, model year, terms, and underwriting factors. Rates, terms and conditions subject to change. Model year 2009 or newer. Excludes refinancing of Valley First Credit Union loans. Existing loan payments must be current. Not eligible for Skip-A-Payment until after twelve months of consecutive payments, dating from the first payment date. Membership eligibility requirements apply. Membership requires a Primary Share Account opened with an initial $25 deposit plus a $1 one-time membership fee, for a total of $26. New accounts subject to Chex Systems.
²Subject to credit history. Interest accrues from date of signed contract. Delaying payments will increase finance charges.

*APR=Annual Percentage Rate. All loans subject to credit approval. Special Rates effective April 15, 2019 through June 30, 2019. FICO score 720 and above required for 8.99% APR, other factors apply. Other Special Rates are available based on credit history and underwriting factors. Repayment amount would be $43.76 per $500 at 8.99% APR for 12 months. Rates subject to change. Minimum loan amount $500. Excludes refinancing of existing Valley First Credit Union loans. Cannot be used to pay off existing Valley First Loans. Must be at least 18 years old. Membership eligibility requirements apply. Membership requires a Primary Savings Account opened with an initial $25 deposit plus a $1 one-time membership fee, for a total of $26. New accounts subject to Chex Systems.