We are experiencing extremely high call volumes leading to longer wait times. This is in part due to the Child Care Tax Credit distributions. If you have questions specifically about those credits, please visit IRS.gov. We apologize for the delays but do have additional access options available. If you have a basic transaction, please try our Online Banking, Mobile Banking or ValleyLine telephone access options. To make a loan payment using online and electronic options, please click here.
Preparing for PPP Loan Forgiveness
SBA loans are subject to SBA eligibility guidelines and availability of funds under the SBA program. Funds are limited. Information related to the SBA PPP loan may change as updates are provided by the Federal government. Financing maximums and terms are determined by borrower qualifications and use of funds. Valley First is not responsible for errors or omissions by Applicant in completing the application. Valley First does not have control over the time or order in which SBA will review loan applications. Valley First is not responsible for delays in processing resulting from high volumes of applications or the submission of applications that do not include required documentation. Please redact or do not include personal identifiers, such as names and social security numbers or tax identification numbers of employees, if you send information by email. Valley First and its representatives do not provide tax advice. Consult an advisor regarding a particular financial situation. Payroll costs include: salary, wages, commissions, tips, employee benefits, state and local taxes assessed on compensation, and for sole proprietor/independent contractor this includes wages, commissions, income, or net earnings from self-employment. APR = Annual Percentage Rate. Interest accrues from date of loan disbursement. Membership eligibility requirements apply. Membership requires a Business Share Account opened with an initial $25.00 deposit plus a $5.00 one-time membership fee, for a total of $30.00. New Accounts subject to ChexSystems.