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Your journey begins here.
Let us put you in the driver's seat of a new or used vehicle at a great low rate. With an easy applications process and helpful tools, we can assist you with your next auto purchase.
Let us put you in the driver's seat of a new or used vehicle at a great low rate. With an easy applications process and helpful tools, we can assist you with your next auto purchase.
Competitive,
Fixed Interest Rates
Flexible Terms
No Prepayment Penalties
Refinancing Available
Need some extra cash in your pocket? See how you can skip an auto or personal loan payment and get the flexibility you need to handle unexpected expenses.
Whether you're shopping around or ready to buy, our convenient Auto Buying Services are here to help.
Valley First loan protection products are designed to help you overcome any hardships that may come your way.
Help protect your loan payments against life’s unexpected events such as death, disability, or involuntary unemployment with
Debt Protection.2
Ask to add Debt Protection at any
Valley First branch.
You may be able to save money on your life, auto or property insurance and experience excellent service with TruStage Insurance.2
Don’t get caught in an accident without GAP Advantage with PowerBuy. If your car is totaled in an accident, GAP pays the difference between what you owe and what the insurance company says the car is worth.2
Ask your Member Service Specialist for complete details.
To get an Auto Loan, you must be a member of the credit union. At this time we are unable to do loans for lease buyouts or private party purchases.
Not yet a member?
You can establish membership if you meet our membership eligibility requirements and open a Primary Share Account. Learn about the many perks of membership.
1APR = Annual Percentage Rate. 48 monthly payments of $22.13 per $1,000 borrowed at 2.99% fixed APR. 60 monthly payments of $17.97 per $1,000 borrowed at 2.99% fixed APR. 66 monthly payments of $16.45 per $1,000 borrowed at 2.99% fixed APR. 72 monthly payments of $15.42 per $1,000 borrowed at 2.99% fixed APR. 84 monthly payments of $13.44 per $1,000 borrowed at 3.49% fixed APR. All loans subject to credit approval. Rates, terms and conditions subject to change.
2Restrictions Apply. The purchase of these products is optional and will not affect your application for credit. The information provided here is not a contract. It is a general summary of product benefits, and its contents are limited due to size. Debt Protection coverage is administered by CUNA Mutual Group. TruStage Insurance is administered by CMFG Life Insurance Company, License #0I19359. GAP Advantage is administered by SWBC. These products are not insured by the National Credit Union Administration.
