Put Your Home's Equity to Work
With a Home Equity Line of Credit (HELOC)

Using your home as collateral, a HELOC can be used for home improvement projects, educational expenses, bill consolidation, a new car, or other expenses.

Click to Learn More

Electronic Services
Access your account and credit union services no matter where you are - day or night. Convenient, secure and always available when you need it.

Sign up for one of our many free Electronic Services today.

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Earn Points While You Shop
Use your Valley First Platinum ScoreCard Visa and earn Bonus Points or Cash Back on qualifying purchases.

Not a cardholder yet? Applying is quick, easy, and secure.

Apply Now


Due to a credit union event, our branch hours on Tuesday, December 8, 2015 will be as follows:

11:00am- 5:30pm
Ceres Branch
Dale Road Branch (Modesto)
J Street Branch (Modesto)
Oakdale Branch
Stockton Branch
Tracy Branch
Turlock Branch

12:00pm- 5:30pm
Clovis Branch
East Shaw Branch (Fresno)
Madera Branch

Call Center Hours:
11:00am- 6:00pm