Empowering You to Build Your Financial Future
Welcome to Valley First Credit Union, where financial well-being meets community empowerment. We're more than just a financial institution - we're your dedicated partner in achieving your financial goals. With a commitment to integrity, innovation, and personalized service, we're here to offer tailored solutions that put your needs first. Join a community where financial growth and community impact go hand in hand.
Let's start your journey toward a brighter financial future together.
Membership Perks
Better rates, more savings, and a focus on your needs.
At Valley First, we want you to meet your financial goals. There’s no fee to join and your membership includes a savings account with $1 deposited to get you started.
Digital Banking
Ease. Convenience. Anytime. Anywhere.
Learn more about how our digital banking tools can help you manage your accounts conveniently.
Surcharge-Free ATMs
Boundless access to ATMs.
Surcharge-free access to over 30,000 ATMs nationwide within the CO-OP Network assuring your cash is always within reach.
Purple is the new Cash Back!
Enjoy cash back benefits that are absolutely clear.
Earn 1% cash back on debit!
Learn More
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"The process was smooth, easy, and enjoyable. I truly appreciated the helpful service and friendly experience. Thank you for making it so simple!"Linda F.Personal Loan -
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"I’m incredibly grateful to Valley First for believing in me and my business. This opportunity has helped me grow, and I look forward to building a long-term relationship with a financial partner I can trust."Alicia RamirezJava District -
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"Valley First came highly recommended to us. Their team has been spectacular to work with, and the process has been smooth and painless. We are looking forward to a long working relationship."Rick Souza, Faith Home Adult & Teen ChallengeBusiness Member -
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“It’s an honor to be recognized by Valley First Credit Union for National Women’s Small Business Month! Bookish wouldn’t be here without Valley First Credit Union believing in us, and our community-focused mission.”Paula Deboard, Bookish ModestoSmall Business Member
Upcoming Events
BEAM Circular BioCirCA Summit
Downtown Fresno Christmas Parade
In The News
Valley First Awards Wes Hall Memorial Fund Grants to Local Organizations
We proudly awarded three $5,000 grants through the Wes Hall Memorial Grant Fund during its 2025 Annual Meeting held on April 28, 2026, continuing t
2025 Impact Report
A year of impact. A future of possibilities.