Skip a Payment
For when you need it.
Need a little breathing room this season? With our Skip-A-Payment option on qualifying auto or personal loans, you can free up funds for holiday shopping, travel, or those unexpected year-end expenses. Give yourself the gift of flexibility—and keep more cash in your pocket when you need it most.1
Requirements
Valid on Auto and Personal Loans that have a minimum of 12-months of timely payment history established. Limited to one (1) Skip-A-Payment per 12-month period, per eligible loan.
All accounts and loans on the account must be in good standing.
Exclusions
Loans that are not eligible include the following:
- Business
- Commercial
- Mortgage
- Recreational Vehicle
- OnTrak
- Quick Loans
- Overdraft Protection
- Visa®
- Bankruptcy status
- Past due loans
If you're not eligible to Skip-A-Payment, maybe using a different one of our payment options will help.
Make a Payment
1Offer valid from November 1, 2026 to December 31, 2026, and subject to change or cancellation without notice. Available on auto and personal loans that have a minimum of 12-months of timely payment history established. Limited to one (1) Skip-A-Payment per 12-month period, per eligible loan. All accounts and loans on the account must be in good standing. Loans that are not eligible include; Past due, bankruptcy status, recreational vehicles, mortgages, HELOCs, OnTrak Loan, Quick Loan, Visa credit cards, Business Loans and Commercial Loans. Requests for Skip-A-Payment on eligible loans(s) can be accepted online until 9:00pm on the due date of the loan. Requests can be accepted in branch until 5:00pm on the due date of the loan. Interest will continue to accrue during the skipped payment period, which will increase the total amount paid over the life of the loan. The original loan maturity date will be extended. Regular payments will resume on the first regular payment date of the month following the skip. Skipping a payment may reduce future GAP benefits or credit insurance benefits. Please refer to your contract. Other restrictions may apply. Skip-A-Payment requests are subject to review and approval.
2A $10.00 Skip-A-Payment Processing Fee will be charged to your account at the time the request is processed within Online/Mobile Banking.
3A $30.00 Skip-A-Payment Processing Fee will be charged to your account at the time the request is processed over the phone or in the branch.