Purple Checking
Seamless. Secure. Effortless banking at your fingertips.
Experience a checking account designed with your benefits in mind. Our Purple Checking Account offers a rewarding 1% cash back on the first $1,000 you spend each month, deposited to your account.1 Plus, enjoy up to $15 in ATM fee reimbursements monthly.2
Open a Purple Checking Account and claim your $250 bonus!
With easy and secure online access and exclusive membership perks, you’ll experience a community focused credit union that prioritizes your needs.
Here's what you'll get:
✔ $250 Bonus3 with a new Purple Checking account.
✔ Enjoy the cash back benefits1 of Purple Checking.
✔ Get up to $15 per month in ATM fee rebates2.
1% Cash Back on Debit!1
No Minimum Balance
Unlimited Deposits and Withdrawals
Opening an account is easy.
Open your Purple Checking Account online or visit your local branch and a Member Service Specialist will assist you.
Eligibility & Requirements:
Members under age 18 opening a Purple Checking Account must have a parent or legal guardian joint on the account. To qualify for monthly cash back and ATM fee reimbursements, simply enroll in eStatements, establish a direct deposit of $750, engage with Online Banking, and utilize Bill Pay.
Enjoy these tailored features & benefits:
- No Monthly Service Fee, keeping your finances straightforward.
- No Minimum Balance, offering you financial flexibility.
- Unlimited Deposits and Withdrawals, ensuring your money is accessible whenever you need it.
- Overdraft Coverage, will protect you from overdrafts and avoid the inconvenience of declined transactions with Overdraft Coverage2 or Quick Loan options.3
Visa® Purchase Alert
Stay informed and secure with Visa Purchase Alert. Receive email or SMS notifications for certain transactions on your account, helping you monitor and manage your finances effectively.
Sign UpFree 24/7 Services
Online & Mobile Banking
Free, secure access to your account anywhere, anytime. Make transfers, check balances, and apply for loans at your convenience. Enrolling is fast and easy.
Get started today and enjoy our user-friendly Online & Mobile Banking.
Data and other wireless carrier charges may apply.
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eStatements
Reduce paper clutter and the hassle of shredding sensitive account information with eStatements.
Conveniently access statements and important notices when you need them within our secure Online & Mobile Banking.
Bill Pay
Easily manage and pay your bills while saving time and money with free Bill Pay.
You can set up payees, schedule payments and view recent, pending and past payments at any time.
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Valleyline
Day or night, conveniently transfer money, check balances, make loan payments and much more by calling Valleyline, our 24-hour automated phone line.
Learn More1 On Purple Checking only, get 1% cash back on the first $1,000.00 in net debit card transactions each month. Only U.S. merchant debit card purchases qualify. Payments that are linked to your debit card or card number but do not involve presenting your card to a merchant, such as Venmo, PayPal, ApplePay, loan payments, payments to open accounts, or recurring payments, do not qualify. Valley First reserves the right to continue this account feature.
2 ATM fee reimbursements available for fees charged by other US ATM operators only; international service fees are excluded
3 Available as of October 1, 2026; subject to change or cancellation without notice. Not available to individuals who already are or have been a party to a Valley First checking account during the previous 12 months. Bonus credited to Purple Checking 100 calendar days after opening if these conditions are met: Setup of recurring monthly direct deposit of net pay, social security or other retirement benefits of at least $750 [to the Purple Checking Account]; enrollment in Online Banking and E-statements; current on all obligations to Valley First. Taxes on bonus are recipient's responsibility. Valley First complies with tax reporting laws. Cannot be combined with any other offer.
4 Overdraft Coverage Automatically transfers to your Checking Account, from your Savings account if funds are available, in $100 increments.
5 Quick Loans: Fee and restrictions apply. Subject to credit approval.