Locations

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Easily find a Valley First Branch or ATM near you.

Valley First Credit Union Locations

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We are proud to provide our members with superior service at any of our 10 branches throughout the valley.

Ceres Branch

1501 Mitchell Road
Ceres, CA 95307
(209) 549-8500

Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
Sat: 10:00am - 2:00pm

  • ATM - Drive-Up
  • ATM - Walk-Up
  • Coin Counter
  • Express Box
  • Night Drop
  • Safe Deposit Boxes

Clovis Branch

1177 North Willow Avenue
Clovis, CA 93611
(559) 225-7228

Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
 

  • ATM - Walk-Up

Dale Road Branch

3401 Dale Road
Modesto, CA 95356
(209) 577-2878

Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
Sat: 10:00am - 2:00pm

  • ATM - Drive-Up
  • ATM - Walk-Up
  • Coin Counter
  • Express Box
  • Night Drop
  • Safe Deposit Boxes

Fresno Branch

618 East Shaw Avenue
Fresno, CA 93710
(559) 275-3944

Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
Sat: 10:00am - 2:00pm

  • ATM - Drive-Up
  • Coin Counter
  • Drive-Up Teller
  • Night Drop
  • Safe Deposit Boxes

J Street Branch

1419 J Street
Modesto, CA 95354
(209) 549-8500

Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
Sat: 10:00am - 2:00pm

  • ATM - Drive-Up
  • ATM - Walk-Up
  • Coin Counter
  • Express Box
  • Night Drop
  • Safe Deposit Boxes

      Madera Branch

      126 North D Street
      Madera, CA 93638
      (559) 661-1177

      Hours:
      M – Th: 9:00am - 5:30pm
      F: 9:00am - 6:00pm
       

      • ATM - Drive-Up

      Oakdale Branch

      126 West F Street
      Oakdale, CA 95361
      (209) 847-6980

      Hours:
      M – Th: 9:00am - 5:30pm
      F: 9:00am - 6:00pm
       

      • ATM - Drive-Up
      • ATM - Walk-Up
      • Coin Counter
      • Drive-Up Teller
      • Express Box
      • Night Drop
      • Safe Deposit Boxes

      Stockton Branch

      1611 West March Lane
      Stockton, CA 95207
      (209) 956-5482

      Hours:
      M – Th: 9:00am - 5:30pm
      F: 9:00am - 6:00pm
      Sat: 10:00am - 2:00pm

      • ATM - Drive-Up
      • Coin Counter
      • Drive-Up Teller
      • Express Box
      • Night Drop

      Tracy Branch

      1003 Central Avenue
      Tracy, CA 95376
      (209) 832-6450

      Hours:
      M – Th: 9:00am - 5:30pm
      F: 9:00am - 6:00pm
       

      • ATM - Walk-Up
      • Coin Counter
      • Night Drop

      Turlock Branch

      2655 Geer Road
      Turlock, CA 95382
      (209) 656-6605

      Hours:
      M – Th: 9:00am - 5:30pm
      F: 9:00am - 6:00pm
      Sat: 10:00am - 2:00pm

      • ATM - Walk-Up
      • Coin Counter
      • Express Box
      • Night Drop

      Valley First ATM Locations

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      The following ATMs are available in addition to those located at our branches

      Modesto

      • Tenth Street Place1
        1010 10th Street
      • Community Services Building1
        2512 East Hackett Road
      • Gallo Operations Building1
        600 Yosemite Boulevard
        Access Badge Required

      Ceres

      • Ceres Police Station
        2727 3rd Street

      Tracy

      • Tracy Defense Distribution Depot1
        25600 South Chrisman Road
        Access Restricted

      CO-OP ATM Locations

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      Members with a Valley First Debit Card have SURCHARGE-FREE access to nearly 30,000 CO-OP Network ATMs nationwide.
      That means you can easily access your account from locations you may already frequent such as Costco, 7-Eleven and many other credit union branches, without paying a fee!

      Simply text your address, intersection, or zip code to 91989 and you'll receive a text message
      with the nearest CO-OP ATM location.2

      Search ATMs

      Holiday Schedule

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      Valley First is closed on the following holidays:

      • New Year's Day
      • Martin Luther King Jr. Day
      • President’s Day
      • Memorial Day
      • Independence Day
      • Labor Day
      • Columbus Day
      • Veterans Day
      • Thanksgiving Day
      • Friday After Thanksgiving
      • Christmas Eve
      • Christmas Day
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      1Available during business hours only. 
      2Usage charges for text and data may apply. Please check with your carrier for current rates.