Locations

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We are proud to provide our members with superior service at any of our branches throughout the valley.

Ceres Branch

1501 Mitchell Road
Ceres, CA 95307
(209) 549-8500

Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
Sat: 9:00am - 1:00pm

  • ATM - Drive-Up
  • ATM - Walk-Up
  • Coin Counter
  • Express Box
  • Night Drop
  • Safe Deposit Boxes

Clovis Branch

645 W. Herndon Avenue, Ste 100
Clovis, CA 93612
(559) 225-7228

Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
Sat: 9:00am - 1:00pm

  • ATM - Walk-Up

Fresno Branch Now Open!

7685 North Fresno St
Fresno, CA 93720
(559) 225-7228

 
Hours:
M – Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm
Sat: 9:00am - 1:00pm

J Street Branch

1419 J Street
Modesto, CA 95354
(209) 549-8500

Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
Sat: 9:00am - 1:00pm

  • ATM - Drive-Up
  • ATM - Walk-Up
  • Coin Counter
  • Express Box
  • Night Drop
  • Safe Deposit Boxes

Oakdale Branch

126 West F Street
Oakdale, CA 95361
(209) 549-8500

Hours:
M – Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm

  • ATM - Drive-Up
  • ATM - Walk-Up
  • Coin Counter
  • Drive-Up Teller
  • Express Box
  • Night Drop
  • Safe Deposit Boxes

      Sisk Road Branch

      3900 Sisk Road, Ste E2
      Modesto, CA 95356
      (209) 549-8500

      Hours:
      M – Th: 9:00am - 5:30pm
      F: 9:00am - 6:00pm
      Sat: 9:00am - 1:00pm

      • ATM - Walk-Up

      Tracy Branch

      1003 N Central Avenue
      Tracy, CA 95376
      (209) 549-8500

      Branch Hours:
      M – Th: 10:00am - 5:00pm
      F: 10:00am - 6:00pm

      Extended ITM Hours:
      M – Th: 9:00am - 5:30pm
      F: 9:00am - 6:00pm
      Sat: 9:00am - 1:00pm

       

      • ITM - Walk-Up

        Turlock Branch

        3001 Countryside Dr
        Turlock, CA 95380
        (209) 549-8500

        Hours:
        M – Th: 9:00am - 5:30pm
        F: 9:00am - 6:00pm
        Sat: 9:00am - 1:00pm

        • ATM - Walk-Up

          Valley First ATM Locations

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          The following ATMs are available in addition to those located at our branches

          Modesto

          • Tenth Street Place1
            1010 10th Street
          • Community Services Building1
            2512 East Hackett Road

          Ceres

          • Ceres Police Station
            2727 3rd Street

          Tracy

          • Tracy Defense Distribution Depot1
            25600 South Chrisman Road
            Access Restricted

          CO-OP ATM Locations

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          Members with a Valley First Debit Card have SURCHARGE-FREE access to nearly 30,000 CO-OP Network ATMs nationwide.
          That means you can easily access your account from locations you may already frequent such as Costco, 7-Eleven and many other credit union branches, without paying a fee!

          Simply text your zip code to 91989 and you'll receive a text message
          with the nearest CO-OP ATM location.2

          Search ATMs

          Holiday Schedule

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          Valley First is closed on the following holidays:

          • New Year's Day
          • Martin Luther King Jr. Day
          • President’s Day
          • Memorial Day
          • Juneteenth
          • Independence Day
          • Labor Day
          • Indigenous Peoples' Day
          • Veterans Day
          • Thanksgiving Day
          • Friday After Thanksgiving
          • Christmas Day
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          1Available during business hours only. 
          2Usage charges for text and data may apply. Please check with your carrier for current rates.