Locations

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Easily find a Valley First Branch or ATM near you.

Valley First Credit Union Locations

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We are proud to provide our members with superior service at any of our branches throughout the valley.

Ceres Branch

1501 Mitchell Road
Ceres, CA 95307
(209) 549-8500

Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
Sat: 10:00am - 2:00pm

Clovis Branch

1177 North Willow Avenue
Clovis, CA 93611
(559) 225-7228

Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm

  • ATM - Walk-Up

Dale Road Branch

3401 Dale Road
Modesto, CA 95356
(209) 577-2878

Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
Sat: 10:00am - 2:00pm

Fresno Branch

618 East Shaw Avenue
Fresno, CA 93710
(559) 275-3944

Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
Sat: 10:00am - 2:00pm

 

        J Street Branch

        1419 J Street
        Modesto, CA 95354
        (209) 549-8500

        Hours:
        M – Th: 9:00am - 5:30pm
        F: 9:00am - 6:00pm
        Sat: 10:00am - 2:00pm

        Oakdale Branch

        126 West F Street
        Oakdale, CA 95361
        (209) 847-6980

        Hours:
        M – Th: 9:00am - 5:30pm
        F: 9:00am - 6:00pm

        • ATM - Drive-Up
        • ATM - Walk-Up
        • Coin Counter
        • Drive-Up Teller
        • Express Box
        • Night Drop
        • Safe Deposit Boxes

            Tracy Branch

            1003 Central Avenue
            Tracy, CA 95376
            (209) 832-6450

            Hours:
            M – Th: 9:00am - 5:30pm
            F: 9:00am - 6:00pm

            • ATM - Walk-Up
            • Coin Counter
            • Night Drop

              Turlock Branch

              2655 Geer Road
              Turlock, CA 95382
              (209) 656-6605

              Hours:
              M – Th: 9:00am - 5:30pm
              F: 9:00am - 6:00pm
              Sat: 10:00am - 2:00pm

              • ATM - Walk-Up
              • Coin Counter
              • Express Box
              • Night Drop

                 

                Valley First ATM Locations

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                The following ATMs are available in addition to those located at our branches

                Modesto

                • Tenth Street Place1
                  1010 10th Street
                • Community Services Building1
                  2512 East Hackett Road
                • Gallo Operations Building1
                  600 Yosemite Boulevard
                  Access Badge Required

                Ceres

                • Ceres Police Station
                  2727 3rd Street

                Tracy

                • Tracy Defense Distribution Depot1
                  25600 South Chrisman Road
                  Access Restricted

                CO-OP ATM Locations

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                Members with a Valley First Debit Card have SURCHARGE-FREE access to nearly 30,000 CO-OP Network ATMs nationwide.
                That means you can easily access your account from locations you may already frequent such as Costco, 7-Eleven and many other credit union branches, without paying a fee!

                Simply text your zip code to 91989 and you'll receive a text message
                with the nearest CO-OP ATM location.2

                Search ATMs

                Holiday Schedule

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                Valley First is closed on the following holidays:

                • New Year's Day
                • Martin Luther King Jr. Day
                • President’s Day
                • Memorial Day
                • Independence Day
                • Labor Day
                • Columbus Day
                • Veterans Day
                • Thanksgiving Day
                • Friday After Thanksgiving
                • Christmas Eve (Closed at 1pm)
                • Christmas Day
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                1Available during business hours only. 
                2Usage charges for text and data may apply. Please check with your carrier for current rates.