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We’re here for you when you need us.
Whatever life brings your way today, our Personal Loan offers competitive rates and an easy application process so that you can look forward to tomorrow.
ALERT
As you likely have heard, stimulus payments are again being distributed. The timing of individual payments is controlled by the IRS, not by Valley First Credit Union. Please continue to use Online Banking and ValleyLine to check your balance and recent transactions.
Whatever life brings your way today, our Personal Loan offers competitive rates and an easy application process so that you can look forward to tomorrow.
Competitive,
Fixed Interest Rates
Flexible Terms
No Prepayment
Penalties
| Personal Loan Unsecured | Share Secured Loan | |
|---|---|---|
| Summary | A loan without collateral and based on the creditworthiness of the applicant. | A loan secured by a set amount of share on deposit. |
| Minimum Loan | $500 | $500 |
| Maximum Loan | $25,000 for single $50,000 for joint |
Not to exceed share account balance being pledged. |
Need some extra cash in your pocket? See how you can skip an auto or personal loan payment and get the flexibility you need to handle unexpected expenses.
Terms and conditions apply.
Valley First loan protection products are designed to help you overcome any hardships that may come your way.
Help protect your loan payments against life’s unexpected events such as death, disability, or involuntary unemployment with
Debt Protection.2
Ask to add Debt Protection at any
Valley First branch.
You may be able to save money on your life, auto or property insurance and experience excellent service with TruStage Insurance.2
To get an Personal Loan, you must be a member of the credit union.
Not yet a member?
You can establish membership if you meet our membership eligibility requirements and open a Primary Share Account. Learn about the many perks of membership.
1APR = Annual Percentage Rate. 60 monthly payments of $21.24 per $1,000 borrowed at 9.99% fixed APR. All loans subject to credit approval. Rates, terms and conditions subject to change.
2Restrictions Apply. The purchase of these products is optional and will not affect your application for credit. The information provided here is not a contract. It is a general summary of product benefits, and its contents are limited due to size. Debt Protection coverage is administered by CUNA Mutual Group. TruStage Insurance is administered by CMFG Life Insurance Company, License #0I19359. These products are not insured by the National Credit Union Administration.
