Online & Mobile Banking

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Always open.

You choose the time and place - we'll be there. You can access your account from anywhere, anytime with our free, secure Online & Mobile Banking.

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Enjoy these convenient features & benefits:


& Convenient

View Account Activity
& Balances

Make & Schedule

Apply for
a Loan


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Online Banking

For the best experience, use the most recent versions available for browsers listed in our Online & Mobile Banking System Requirements Guide. Members that try to log in without a compatible browser will be redirected to a website to download a new version of the browser. 

To access Online Banking, you must be a member of the credit union.

Mobile Banking

Our Mobile Banking App is available for iOS and Android devices.1 To access Mobile Banking, you must have a Valley First Online Banking Username and Password.

The Valley First Mobile Banking App is free to all members of the credit union.2 You must be enrolled in Valley First Online Banking to use the Valley First Mobile Banking App.

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Free 24/7 Services

Enjoy the convenience of our electronic services within Online & Mobile Banking to help you easily manage your account.

eStatement web page viewed on tablet


Reduce paper clutter and the hassle of shredding sensitive account information with eStatements.

Conveniently access statements and important notices when you need them within our secure Online & Mobile Banking.


Bill Pay

Easily manage and pay your bills while saving time and money with free Bill Pay.

You can set up payees, schedule payments and view recent, pending and past payments at any time.

Experience the ease and convenience of Bill Pay with a free demo.

Try Now

Bill Pay Payment Schedule viewed on laptop


Help decrease your risk for fraud and monitor your account with text or email notifications.2

See how to set up the most popular eAlerts within Online Banking with easy to follow
step-by-step instructions.

Learn More


Instant access to your credit score, credit report, personalized money-saving offers, and financial education tips on how to improve your score or maintain an already great score.

  • Receive daily credit monitoring with alerts for major changes
  • Identify credit bureau errors
  • Understand the factors that impace your score
  • Work toward your financial goals!

Its simple to enroll and log in within Online/Mobile Banking.


iPhone displaying credit score & analysis

Secure Message

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Our Online & Mobile Banking features secure messages, allowing you to communicate with the credit union in a secure way. Inquire about your account, activate a card or notify us if you will be traveling out of the area. We will respond as quickly as possible, but guarantee to get back to you within 1 – 2 business days.



Desktop displaying secure message screen

Text Banking

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Quickly and securely receive account information with a simple text!2

Whether you want to check your balance or receive a brief account history, simply text the commands listed below to 226563 and receive the information you need.

To enroll in Text Banking, log into Online Banking and select Preferences, then select Text Enrollment. Commands are not case sensitive.

Command Description
BAL Provides account balances
HIST Provides account history for the last 10 transactions
XFER Transfer funds from one account to another.
Enter full amount using dollar, decimal, and cents
LIST Provides list of available commands
HELP Provides Valley First Credit Union's website address and Member Service phone number
STOP Unsubscribe from Text Banking (to reactivate, log into Online Banking)
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Getting Started is Easy

Online Banking

Enrolling is fast, easy and secure. Get access to your account in minutes and experience the convenience of banking on the go.

Enroll Today

Mobile Banking App

Take our Online Banking Experience with you when you download our user-friendly Mobile Banking App.

google app google app

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1Our Mobile Banking App is NOT compatible with the following mobile operating systems: Windows Phone®, Blackberry®, Kindle Fire™. If your phone or tablet is not compatible with our app, you can use a mobile web browser to access Online Banking just as you would from your desktop. 
2Usage charges for text and data may apply. Please check with your carrier for current rates.

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 

Android is a trademark of Google Inc. Google Play is a trademark of Google Inc.