Primary Share Account
Primary Share account. Your gateway to membership at Valley First.
Welcome to where your financial journey begins—the Primary Share Account. This is not just a savings account; it's your membership card to the Valley First community. With a modest opening deposit, you're not just opening an account, you're joining a community that cares.
Opening an account is easy.
To open a Primary Share Account, complete our online membership application.
Account Requirements:
This account must maintain a $25 minimum balance at all times to avoid a service fee and closure. You must maintain a minimum balance of $1,000 to obtain the Annual Percentage Yield stated.
To establish membership and open a Primary Share Account, you must complete a membership application, provide a valid form of ID, pay a one-time $5 Membership Fee and make a minimum opening deposit of $25.
Key features and benefits:
- Tiered dividend rates: Your savings grow with you. Enjoy a tiered dividend rate that rewards you more as your balance increases.
- No monthly service fee: We keep it simple and friendly, with no monthly service fees to worry about.
- 24/7 account access: Whether you're an early bird or a night owl, access your account anytime, anywhere with Online & Mobile Banking, plus Valleyline, our 24-hour automated phone agent.
Easy to start, easy to love:
Starting with Valley First is as easy as 1-2-3. A modest deposit of $25—plus a one-time $5 Membership Fee—is all it takes to open your Primary Share Account and become a cherished member of our community. And with no direct deposit requirements, we keep it stress-free.
Your membership, your benefits:
As a Valley First Credit Union member, you're not just a member; you're a valued part of our community. Your Primary Share Account is the key to a range of financial solutions designed with you in mind. From higher dividend rates to free access to Online & Mobile Banking, eStatements, Bill Pay, and Valleyline, we're here to make your financial journey rewarding.
Join us:
Embark on your financial journey with Valley First Credit Union. Open a Primary Share Account today and discover a banking experience that's as warm and welcoming as the community we serve.
Savings Covered by the NCUA
At Valley First, your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Learn more about Share Insurance Coverage provided by the National Credit Union Administration.