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Business Debit Card

The everyday financial companion for your business. 

Navigate the business world with our Business Debit Card, designed for ease and efficiency in every transaction. Accepted wherever Visa is, it's a reliable tool for all your purchases. With surcharge-fee-free access to over 30,000 ATMs through the CO-OP Network, managing your finances is straightforward and accessible, allowing you more time to focus on what matters most—growing your business.  
 

business debit card

Tap to pay

Surcharge-free ATM Networks

Fraud Monitoring

Auto Rental Insurance

Opening an account is easy.

Simply visit your local branch and a Member Service Specialist will assist you in opening your Business Debit Card Account.

Branch Locations

business debit card

With this card, you'll enjoy:

  • Tap and play technology
  • The ability to easily load the card into your Digital Wallet
  • Fee-free access to more than over 30,000 ATMs through the CO-OP network

Included with your Business Debit Card

Auto Rental Insurance

Provides you with full coverage in case of damage to the vehicle due to collision or theft in the U.S. and Canada when the rental is paid with the Visa Business Debit Card.

Travel Accident Insurance

Provides you with coverage of up to US $250,000 for all trips when the ticket is paid in full with the Visa Business Debit Card.

Visa's Zero Liability Policy1

     You're not responsible for unauthorized charges.

Surcharge-free ATM Networks

Surcharge-free access to over 30,000 ATMs worldwide. When using any CO-COP ATMs, Valley First Credit Union Debit cardholders will not be charged a surcharge. Just look for the CO-OP logo when using an ATM or view our ATM locator to find your nearest surcharge free ATM

3DSecure

Verified by Visa enhances your account to protect against unauthorized use of your Debit Card when shopping at participating merchants. Your card is registered with this additional protection at the time of opening.

Fraud Monitoring

Fraud monitoring reviews how and where your card is being used and helps block potential fraud if abnormal patterns are detected.


1 Visa's Zero Liability Policy* is our Guarantee that you won't be held responsible for unauthorized charges made with your account or account information. You're protected if your Visa debit card is lost, stolen or fraudulently used, online or offline.

*Visa's Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.

Notices & Disclosures

You must notify us immediately and assist us in our investigation if your card is lost or stolen or you believe someone is using your card without your permission.

If you permit another person to have access to your Card, Card Number, PIN, or CVV, we will treat this as if you have authorized such use and you will be liable for all transactions and fees resulting in that authorized user's activity until you contact us to revoke that person's authority. To revoke an authorized user, please call our contact center at 1-877-549-4567 from 8am to 6pm Monday-Friday and 9am to 1pm on Saturday (excluding holidays).

Visa is a registered trademark of Visa Inc.

References to trademarks and/or names of third parties or third party products or services are not an endorsement and are not intended to designate an association with Valley First Credit Union.