Recreational Vehicle Loans
Motorcycle, Boat, and RV Loans.
Enjoy freedom and fun with a loan tailored to your financial goals.
If you’re eager to experience the excitement of open-air adventures, or the tranquility of a remote campsite, you’ve come to the right place. Valley First offers Recreational Vehicle loans to help you unlock the doors to your next outdoor journey. Whether you’re in search of a boat for peaceful lake voyages, an RV for unchartered exploration, or an ATV for off-roading adventures. Our team is here to support your passion for outdoor experiences.
Rates As low as 8.50% APR1 for 36-84 Months term. See All Rates
Key features and benefits:
- Competitive rates: with low, fixed payments
- No pre-payment penalties: Pay off your loan early if you need to
- Budget-friendly payments: Fast and easy payment methods
- Flexible terms: Up to 180 months1
- Purchase or refinance options: Buy from a licensed dealer, private party, or save on an existing loan
- Insurance and debt protection: Cover your vehicle in the event of mechanical breakdowns, financial loss and more – get your quote today
Competitive,
Fixed Interest Rates
Flexible
Terms
Refinancing
Available
No Prepayment
Penalties
Applying for a Loan is Easy.
Simply use our online loan application or visit your local branch and a Member Service Specialist will assist you.
Eligibility & Requirements:
To get an Recreational Vehicle Loan, you must be a member of the credit union.
Not yet a member?
You can establish membership if you meet our membership eligibility requirements and open a Primary Share Account. Learn about the many perks of membership.
Loan Protection Gives You Peace of Mind
Your financial well-being is at the heart of what we do, and our loan protection products are a reliable backup to ensure that, in challenging times, your loan obligations don’t add to your worries. Find the assurance you need to face life’s unpredictability, knowing we’re here to support you.
GAP Advantage
Don’t get caught in an accident without GAP Advantage with PowerBuy. If your car is totaled in an accident, GAP pays the difference between what you owe and what the insurance company says the car is worth.2
Ask your Member Service Specialist for complete details.
1 APR = Annual Percentage Rate. Rates effective 11.02.2026. All rates will be determined by your credit history. Rates, terms and conditions are subject to change. All Loans are subject to approval.
For 36 monthly payments at 8.50% APR the repayment amount would be $31.58 per $1,000 borrowed.
For 48 monthly payments at 8.50% APR the repayment amount would be $24.66 per $1,000 borrowed.
For 60 monthly payments at 8.50% APR the repayment amount would be $20.53 per $1,000 borrowed.
For 72 monthly payments at 8.50% APR the repayment amount would be $17.79 per $1,000 borrowed.
For 84 monthly payments at 8.50% APR the repayment amount would be $15.85 per $1,000 borrowed.
For 96 monthly payments at 8.75% APR the repayment amount would be $14.53 per $1,000 borrowed.
For 120 monthly payments at 8.75% APR the repayment amount would be $12.54 per $1,000 borrowed.
For 144 monthly payments at 9.00% APR the repayment amount would be $11.39 per $1,000 borrowed.
For 180 monthly payments at 9.00% APR the repayment amount would be $10.15 per $1,000 borrowed.
2 Restrictions Apply. The purchase of these products is optional and will not affect your application for credit. The information provided here is not a contract. It is a general summary of product benefits, and its contents are limited due to size. Debt Protection coverage is administered by CUNA Mutual Group. TruStage Insurance is administered by CMFG Life Insurance Company, License #0I19359. GAP Advantage is administered by SWBC. These products are not insured by the National Credit Union Administration.