Privacy & Disclosures
The important details.
Nobody likes reading the fine print, but it’s important! Below you can access the most current disclosures for many of the products and services offered by Valley First Credit Union.
| Disclosure | Description | Revised Date |
|---|---|---|
| Acceptable Use Policy | Acceptable use policy for Valley First Credit Union Public Wi-Fi Network | February 2026 |
| Online & Mobile Banking Agreement | Terms and conditions for the use of Online & Mobile Banking | February 2026 |
| Consumer Member Handbook | Account Agreements and Disclosures | April 2026 |
| Mobile Deposit Disclosure and Agreement | Terms and conditions for the use of Valley First Mobile Deposit | February 2026 |
| Standard Overdraft Practices and Courtesy Pay | Overdraft practices and Courtesy Pay including Opt-in form | September 2025 |
| Title VI Notice | Title VI of the Civil Rights Act of 1964 protects people from discrimination based on race, color or national origin in programs or activities that receive Federal financial assistance | December 2023 |
| Business Membership and Account Agreement | Account Agreements and Disclosures | April 2026 |
| Change in Terms Notice | Expedited Funds Availability Policy | July 2025 |