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Community Development Financial Institution (CDFI) Designation

Building Stronger Communities Through Financial Empowerment

At Valley First, our commitment to community isn’t just a part of what we do, it’s at the heart of who we are. Our goal is straightforward: to increase financial equity, eliminate financial vulnerability and uplift our community toward a brighter financial future.

We truly believe that by lifting each other up, we can achieve anything.

We’re proud to have been designated as a Community Development Financial Institution (CDFI) certified by the U.S. Treasury Department. This means we’re part of a nationwide network on a mission to spark economic growth in communities that need it the most.

As a CDFI, we invest in the Central Valley community by combining creative and innovative financing, affordable products and services, and responsible lending practices with financing solutions often unavailable from big banks.

For us, every CDFI loan we fund is more than a transaction – it’s a seed planted that grows economic prosperity, financial well-being, access to housing for the people, businesses and communities we serve.

OUR CDFI MISSION AT A GLANCE

Provide accessible and affordable financial services and financial wellness.

Promote homeownership to help families build financial security and generational wealth.

Help small businesses and nonprofits thrive and build healthy communities.

Advocate for policy solutions that stop abusive financial practices and encourage responsible lending.

”Our CDFI offering is a testament to the power of partnerships. By being a trusted CDFI financial partner, we’re meeting the needs of economically disadvantaged individuals, nonprofits and small businesses in underserved neighborhoods. We are proud to help the communities we serve gain access to financial resources and expand opportunities because of our CDFI designation.”

Kathryn J. Davis, CCE
President & CEO, Valley First Credit Union

WE SERVE THE CENTRAL VALLEY

Members

Underserved Communities

WE LEND TO

Individual Members

Small Businesses & Nonprofits

Believing in ‘opportunity for all’ isn’t just a phrase – it’s our mission at Valley First Credit Union.

Become a Member