First-Time Homebuyer Down Payment Programs
Dreaming of owning your own home? We can help make it possible for you. We now offer several low- to middle-income first-time homebuyer down payment assistance programs.
For households with incomes below the local area median income, there's up to $50,000 in housing down payment assistance available.
| Low-Income Program | Middle-Income Program |
|---|---|
| Grant up to $30,806 | Grant up to $50,000 |
| Households at or below 80% Area Median Income (AMI) | Households between 80.01% and 140% of AMI |
| Minimum contribution of $7,500 | Minimum contribution of $10,000 |
We’re happy to discuss options with you and help you find the right solution. Assistance is available in Spanish and English.
Let's turn your dream into a reality together!
Contact our Lending Team today at WISHprogram@valleyfirstcu.org.
WISH Low-Income First-Time Homebuyer Down Payment Program
• Grant up to $30,806
• Households at or below 80% Area Median Income (AMI)
• Minimum contribution of $7,500
Middle-Income First-Time Homebuyer Down Payment Program
• Grant up to $50,000
• Households between 80.01% and 140% of Area Median Income (AMI)
• Minimum contribution of $10,000