Money Market
Maximize your earnings with unmatched flexibility.
Dive into a world of possibilities with our Money Market account. It’s not just a savings account; it’s your gateway to higher earnings paired with the flexibility you deserve.
Opening an account is easy.
Simply visit your local branch and a Member Service Specialist will assist you in opening your Money Market Account.
Key features and benefits:
- Boosted earnings: Unlock higher dividend rates that grow with your balance, starting from 0.07% APY for balances under $10,000, up to 0.20% APY for balances $250,000 or more.1
- No monthly service fee: We’re here to see your savings grow, not dwindle with fees. Enjoy the freedom of zero monthly service fees and let your money flourish.
Simple at it’s best:
Keeping it simple, there’s no minimum balance requirement or direct deposit prerequisites. A minimum balance of $2,500 is all you need to reap the higher Annual Percentage Yield (APY).
Access, anytime anywhere:
Your financial journey knows no limits at Valley First. With our 24/7 online and mobile banking, eStatements, Bill Pay, and Valleyline services, your Money Market account is always within reach, ready whenever you are.
Elevate your savings:
Take your savings to the next level with a Money market account. Open yours today and immerse yourself in a savings experience as adaptable and dynamic as your life demands, all while reaping the impressive dividends that propel you closer to your financial objectives.
Savings Covered by the NCUA
At Valley First, your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Learn more about Share Insurance Coverage provided by the National Credit Union Administration.
1 APY=Annual Percentage Yield. APYs accurate as of the last dividend declaration date of 11.01.2026. This is a variable rate account. Rates, terms and conditions are subject to change at any time after account opening, as determined by the credit union. Fees may reduce earnings. For dividend-bearing accounts, dividends are calculated by the average daily balance method, which applies a periodic rate to the average daily balance in your account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. See All Rates for complete details.