Make-A-Payment

Loan Payment Type	Online/Mobile Banking1	Pay by ACH2	eXpress Pay3	Pay-By-Phone
Auto Loan				4
Credit Cards				5
Home Equity Line of Credit				4
Overdraft Privilege				4
Personal Loan				4
Recreational Loan				4

¹Transfer from a Valley First Account. Data service charges may apply through your wireless carrier.
²Payments will post on the effective date requested unless the date falls on a weekend or holiday, in which case the transfer will be processed on the business day prior to the weekend or holiday. Requests should be provided 10 business days prior to the date of the first transfer request.
³There is a $13 fee for eXpress Pay payments. Payments will post on the next available business day.
⁴There is a $15 processing fee per phone payment request.
⁵There is a $10 fee per expedited phone payment.

Transfer from a Valley First Account Online/Mobile Banking Make a one-time payment or set up reoccurring payments in Online/Mobile Banking Enroll in Online/Mobile Banking   Download Mobile App

Payment from Another Institution ACH Click here to process your ACH Loan Payment Request with DocuSign   eXpress Pay Additional fee will apply Make a single payment or register to set up additional features. Click here to make your payment

Payment by Phone or Mail Call Additional fee will apply (877) 549-4567 Mon - Fri 8am - 6pm Sat 9am - 1pm   Mail Valley First Credit Union PO BOX 1411 Modesto CA 95353-1411 Include Loan Account Number on check.