Make a Payment
Is it time to make a payment? Select from one of our convenient payment options below.
| Loan Payment Type | Online/Mobile Banking1 | Pay by ACH2 | eXpress Pay3 | Pay-By-Phone |
|---|---|---|---|---|
| Auto Loan | ✔ | ✔ | ✔ | ✔4 |
| Credit Cards | ✔ | ✔ | ✔5 | |
| Home Equity Line of Credit | ✔ | ✔ | ✔4 | |
| Overdraft Privilege | ✔ | ✔ | ✔4 | |
| Personal Loan | ✔ | ✔ | ✔ | ✔4 |
| Recreational Loan | ✔ | ✔ | ✔ | ✔4 |
Transfer from a Valley First Account
Online/Mobile Banking
Make a one-time payment or set up reoccurring payments in Online/Mobile Banking
Enroll in Online/Mobile Banking
Download Mobile App
Payment from Another Institution
ACH
Process your ACH Loan Payment Request with DocuSign
eXpress Pay
Additional fee will apply
Make a single payment or register to set up additional features.
Payment by Phone or Mail
Call
Additional fee will apply
(877) 549-4567
Mon - Fri 8am - 6pm
Sat 9am - 1pm
Valley First Credit Union
PO BOX 1411
Modesto CA 95353-1411
Include Loan Account Number on check.
Mortgage Payments
Make an online payment to your current Valley First Credit Union Mortgage.
1Transfer from a Valley First Account. Data service charges may apply through your wireless carrier.
2Payments will post on the effective date requested unless the date falls on a weekend or holiday, in which case the transfer will be processed on the business day prior to the weekend or holiday. Requests should be provided 10 business days prior to the date of the first transfer request.
3There is a $13 fee for eXpress Pay payments. Payments will post on the next available business day.
4There is a $15 processing fee per phone payment request.
5There is a $10 fee per expedited phone payment.

