Debit Cards
Flexible, safe, and easier than cash.
Your Valley First Credit Union Debit Card is a fast and hassle-free way to manage your funds while enjoying the warmth of community-centric banking. Our Debit Cards are your dependable partner for day-to-day transactions, whether you're shopping at your favorite local store or enjoying a coffee at a nearby cafe.
Key features and benefits:
- Tap to Pay1: Shop with just a tap while still knowing your transactions are secure.
- Digital wallet ready: Seamlessly load your card into your digital wallet for secure digital payments with Apple Pay®, Google Pay®, or Samsung Pay®.
- Enhanced security chip: Advanced microchip technology protects your card against fraudulent activities.
- Fee-Free Access to ATMs: Over 30,000 ATMs worldwide within the CO-OP network.
- Zero Liability Guarantee2: $0 Liability Guarantee means that you're not liable for unauthorized transactions made using your consumer debit card, as long as you report them promptly.
Your card, your control:
With our user-friendly mobile app and online banking, turn your debit card on and off in seconds , manage transaction types, set geographic usage rules, and choose merchant categories with a simple tap. It's about giving you control.
Fraud alerts:
We're always on the lookout to keep your account secure. You get prompt alerts through SMS, Email, or Voice3 for suspicious activity and respond in real time to keep your finances on the right track, even when you're on the go.
FAQs:
- International travel: While text or call alerts are restricted outside the US, we're working towards extending email alerts to members traveling internationally.
- Enrollment in fraud alerts: As a member, you're already enrolled, ensuring a layer of protection around your hard-earned money.
Opening an account is easy.
Simply visit your local branch and a Member Service Specialist will assist you.
Notices & Disclosures
1 The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
2 You must notify us immediately and assist us in our investigation if your card is lost or stolen or you believe someone is using your card without your permission. See your Consumer Member Handbook for details.
3 Message and data rates may apply from your wireless carrier. If you are turning off your card because of fraud, you will still need to call the credit union to close that card and order a new one. Turning off your card in Card Alerts and Controls only prevents the card from being used as long as it is turned off.
If you permit another person to have access to your Card, Card Number, PIN, or CVV, we will treat this as if you have authorized such use and you will be liable for all transactions and fees resulting in that authorized user's activity until you contact us to revoke that person's authority. To revoke an authorized user, please call our contact center at 1-877-549-4567 from 8am to 6pm Monday-Friday and 9am to 1pm on Saturday (excluding holidays).
Visa is a registered trademark of Visa Inc.
References to trademarks and/or names of third parties or third-party products or services are not an endorsement and are not intended to designate an association with Valley First Credit Union.