TruStage Insurance
Protect what’s most important.
Dependable insurance at a great value can be hard to come by. That is why we have partnered with TruStage Insurance to offer coverage that is designed to protect you and your family at an affordable price.
A tradition of strength
TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2022 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.
AD&D
Claim your no-cost Accidental Death & Dismemberment Insurance. Add more coverage starting at around $1 a month.1
Your $2,000 of no-cost TruStage™ Accidental Death and Dismemberment coverage, courtesy of Valley First Credit Union, is now available for you to claim.
As a member of Valley First Credit Union, you have received $2,000 in AD&D coverage from TruStage at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.
Again, it costs you absolutely nothing—only a few minutes of your time—to get $2,000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed—with no health questions or medical exam.
Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Get your no-cost coverage online or call toll-free 1-888-888-3942.
Simplified Issue Term Life Insurance
Expect the best out of life but be prepared.
You want the best for your family and that means planning for life’s “what ifs.” Like what if they had to make ends meet without your income.
With everything you think about every day, at least Life Insurance should be simple. That’s why TruStage™ Term Life Insurance is available entirely online. In fact, you could check “Life Insurance” off your to-do list in about 10 minutes:2
- 6-step application
- 100% online
- Just a few health questions
- No medical exam
- Instant decision (up to $100,000)
Don’t wait another day to be prepared. Get an instant quote designed to fit your budget.
Auto Insurance
TruStage™ Auto Insurance Program
You may be paying too much for Auto Insurance
You work hard for your money and even harder to keep your budget on track. So why spend too much on Auto Insurance—maybe hundreds of dollars too much?
Valley First Credit Union members may qualify for discounts on Auto Insurance through the TruStage™ Auto Insurance Program. You could save big, and it could be simple to switch carriers—without losing any money.
TruStage offers a powerful mix of savings and popular, member-friendly benefits:
- Credit union members could save hundreds3
- Nationally recognized companies
- Friendly, 24/7 service—even on holidays
- Discounts for multiple vehicles, good driving and more4
- Mobile app for easy claims
It’s simple to get a free quote today. Don’t wait to see how much you could save.
Not yet a member?
You can establish membership if you meet our membership eligibility requirements and open a Primary Share Account. Learn about the many perks of membership.
AD&D Disclosures
1 Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.
TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA). © TruStage
ADI-2951032.2
Simplified Issue Term Life Insurance Disclosures
2 Time estimate source: TruStage Internal Analytics Reporting, January 2022.
TruStage™ Simplified Issue Term Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Rates may be higher due to tobacco use. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705 Base Form Numbers: ICC16-A10a-039, A10a-039-2016, ICC17-SIT-2, 2017-SIT-2. © TruStage
SIT1, SIT2-2947231.3
Auto Insurance Disclosures
3 Savings validated by survey of participating new customers who switched to a Liberty Mutual policy between 10/2021 and 09/2022 with self-reported comparable coverage from their prior carrier. Savings may vary.
4 Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
Auto and Home Insurance Products are issued by Liberty Mutual Insurance Company, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Liberty Mutual Copyright 2023. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. © TruStage
AUT-2948356.3