KeySavvy
Buy or Sell a Car – The Easy Way
Valley First Credit Union has partnered with KeySavvy1 to make private‑party car purchases simple, secure, and worry‑free. Whether you’re buying from or selling to another individual, KeySavvy takes care of the complicated parts – secure payment, title transfer, and essential paperwork – so you can focus on the deal, not the details.
How It Works
Finance and complete your private-party purchase in a few easy steps:
- Apply for a Valley First auto loan online, by phone, or at a branch
- Get your decision - we’ll review your application and notify you with the status
- Receive your KeySavvy link to get started
- Share the link with the seller to start a secure transaction
- Complete everything online with simple step-by-step instructions
- Finalize the sale – once you sign your loan documents, the seller will receive secure payment
With Valley First + KeySavvy, you get a trusted, secure transaction partner that protects both buyer and seller – helping ensure a smooth transaction from start to finish.
Start your application today!
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1 KeySavvy Buyer Fee: $149 Transaction fee, Seller Fee: $99 fee if there is an existing lien on the vehicle. Buyer must be a member of Valley First Credit Union. Membership requirements: Membership requires a savings account opened with an initial $25.00 deposit plus a $5.00 one-time membership fee, for a total of $30.00. New accounts subject to ChexSystems. Other restrictions may apply. Membership applicants will be screened with a Risk Management system validating: Identity Verification; Know Your Member Checks and Fraud/AML Information. Proper identification with a photo such as a State issued ID, Driver’s License or Passport with is required for verifying identity. Visit https://www.valleyfirstcu.org/become-member for membership details.