Lease Buyout Center
Avoid the Dealership: We can help you buy out your lease.
Buying out your lease can be confusing and complicated. And, you don’t have to go back to the dealer to buy out your lease.
We’ve partnered with Lease Buyout Center to streamline the process. When you buyout your lease through Valley First, it won’t take weeks. In fact, you could even get started with your smartphone today!
What you can expect when you buyout your lease with Valley First Credit Union:
- Avoid spending hours at a dealership and DMV
- Finance your lease buyout with our low rates1
- Entire transaction processed digitally2
- Buyout process completed as quick as the same day without visiting a branch office
How It Works
- Apply for a Valley First auto loan online, by phone, or at a branch
- Get your decision – we’ll review your application and notify you with the status
- Connect with a Loan Specialist – A Loan Specialist will contact you, collect any outstanding documentation, and provide the Lease Buyout Application link
- Complete Your Lease Buyout Application – Enter "Valley First Federal Credit Union" in the Comments section of the Lease Buyout Application
- Lease Buyout center processes the transaction
- Loan funding – Your loan will be funded through our standard vehicle loan process, finalizing your lease buyout
Keep the vehicle you love without the dealership hassle. Valley First and the Lease Buyout Center make the process simple, secure, and convenient, with fast turnaround times and dedicated support every step of the way. Start your lease buyout today and get on the road to ownership.
Start your Valley First application today!
All loans are subject to credit approval.
1 Processing fee of $195. A credit inquiry will be required by Lease Buyout Center in accordance with CFPB Regulation Z to provide a risk-based pricing disclosure on loan applications. Please talk to a Valley First representative for assistance with Ford Motor Credit/Lincoln Financial, NMAC/Infiniti Financial Services, and Tesla leases.
2 Some leasing companies do not accept digital signatures on payoff documents. Documents may need to be overnighted with an included prepaid return envelope.