Mortgage Services

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Let us be the first to welcome you home.

Our friendly and knowledgeable mortgage consultants will help you find the home loan that's right for you. Whether you are purchasing or refinancing, choose from many specialized mortgage products and feel confident knowing you are in good hands. 


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Enjoy these convenient features & benefits:

Fixed Interest Rates

in Minutes


And Much

Rates & Tools

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Check today’s mortgage rates.

See All Rates & Disclosures

Our convenient mortgage tools such as Rate Tracker and Rate Calculators make it easy for you to keep up with mortgage rates and loan options.


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Applying for a Loan is Easy


Our online loan application is easy, secure and available 24/7.

Apply Now

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Loan Protection Gives You Peace of Mind

Valley First loan protection products are designed to help you overcome any hardships that may come your way.

TruStage Insurance

You may be able to save money on your life, auto or property insurance and experience excellent service with TruStage Insurance.2

Learn More

ADT Home Security

Valley First members get an exclusive offer on NEW ADT service.

The plan includes an ADT monitored home security system3, plus:

  • $850 in FREE security equipment
  • Smoke communicator
  • $100 Love My Credit Union Rewards Visa® Gift Card

3Learn More

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To get an Mortgage Loan, you must be a member of the credit union.

Not yet a member?

You can establish membership if you meet our membership eligibility requirements and open a Primary Share Account. Learn about the many perks of membership.

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2The purchase of TruStage Services is optional and will not affect your application for credit. The information provided here is not a contract. It is a general summary of product benefits, and its contents are limited due to size. TruStage Insurance is administered by CMFG Life Insurance Company, License #0I19359. These products are not insured by the National Credit Union Administration.
All loans are subject to approval. Our real estate loan originators (MLOs) are registered with the Nationwide Mortgage Licensing System and Registry (NMLS). You can find a list of our MLOs and their NMLS registration numbers here.
3Restrictions apply. Terms and conditions subject to change. Click on the link for more information.

NMLS ID 284608 
NMLS ID 508819