Locations
Branch Locations
We are proud to provide our members with superior service at any of our branches throughout the valley.
Ceres Branch
1501 Mitchell Road
Ceres, CA 95307
(209) 549-8500
Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
Sat: 9:00am - 1:00pm
- ATM - Drive-Up
- ATM - Walk-Up
- Coin Counter
- Express Box
- Night Drop
- Safe Deposit Boxes
Clovis Branch
645 W. Herndon Avenue, Ste 100
Clovis, CA 93612
(559) 225-7228
Hours:
M – Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm
- ATM - Walk-up
- ITM - Inside Branch
Fresno Branch
7685 North Fresno St
Fresno, CA 93720
(559) 225-7228
Hours:
M – Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm
- ATM/ITM - Walk-up
J Street Branch
1419 J Street
Modesto, CA 95354
(209) 549-8500
Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
Sat: 9:00am - 1:00pm
- ATM - Drive-Up
- ATM - Walk-Up
- Coin Counter
- Express Box
- Night Drop
- Safe Deposit Boxes
Oakdale Branch
126 West F Street
Oakdale, CA 95361
(209) 549-8500
Hours:
M – Th: 9:00am - 5:00pm
F: 9:00am - 6:00pm
- ATM - Drive-Up
- ATM - Walk-Up
- Coin Counter
- Express Box
- Night Drop
- Safe Deposit Boxes
Sisk Road Branch
3900 Sisk Road, Ste E2
Modesto, CA 95356
(209) 549-8500
Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
Sat: 9:00am - 1:00pm
- ATM/ITM - Walk-up
Tracy Branch
1003 N Central Avenue
Tracy, CA 95376
(209) 549-8500
Branch Hours:
M – Th: 10:00am - 5:00pm
F: 10:00am - 6:00pm
Extended ITM Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
- ATM/ITM - Walk-up
Turlock Branch
3001 Countryside Dr
Turlock, CA 95380
(209) 549-8500
Hours:
M – Th: 9:00am - 5:30pm
F: 9:00am - 6:00pm
Sat: 9:00am - 1:00pm
- ATM/ITM - Walk-up
What is an ITM?
Interactive Teller Machines (ITM) are an ATM, with the option of getting help from live virtual teller.
Valley First ATM Locations
The following ATMs are available in addition to those located at our branches
Modesto
- Tenth Street Place1
1010 10th Street - Community Services Building1
251 East Hackett Road
Ceres
- Ceres Police Station
2727 3rd Street
Tracy
- Tracy Defense Distribution Depot1
25600 South Chrisman Road
Access Restricted
Surcharge Free ATM Network
Effortless access to cash, nationwide
Embrace the ease of surcharge-free ATM withdrawals with your Valley First Debit Card, your golden ticket to nearly 30,000 CO-OP Network ATMs and 2,000 Citi Bank Branch ATMs across the nation. Whether you're running errands, on a road trip, or exploring a new city, your cash is always within reach.
Find a CO-OP ATM - your convenient cash access solution
Eliminate ATM fees from your daily routine. As a Valley First member, you can conveniently access your funds at CO-OP ATMS across various locations, including popular stores like Costco and Target. As well as other credit union branches. Your money, your accessibility, simplified. Simply text your zip code to 91989 and you'll receive a text message with the nearest CO-OP ATM location.2
Citi Bank ATM Community Network
We’ve partnered with Citi® ATM Community Network to provide access to nationwide ATMs. With the Citi ATM Network your cash is always within reach.
Find a Citi Branch ATM near you with Citi® Bank's location finder.
Holiday Schedule
Valley First is closed on the following holidays:
- New Year's Day
- Martin Luther King Jr. Day
- President’s Day
- Memorial Day
- Veterans Day
- Thanksgiving Day
- Friday After Thanksgiving
- Christmas Day
- Juneteenth
- Independence Day
- Labor Day
- Indigenous Peoples' Day
1Available during business hours only.
2Usage charges for text and data may apply. Please check with your carrier for current rates.