OnTrak Checking
Your path to financial success.
Embark on a journey toward financial freedom with our OnTrak Checking Account. Designed to help you navigate the path to financial stability, this account is your companion along the way. With a blend of friendly features and vigilant financial security measures, our OnTrak Checking Account is more than just an account; it’s your partner in navigating the financial landscape.
Low Monthly Service Fee of $101
No Minimum Balance
No Direct Deposit Requirement
Let's get you OnTrak.
Make the switch today and set your finances on the right track with Valley First.
Eligibility & Requirements:
Membership at Valley First Credit Union and an age requirement of 18 years or older are the steppingstones to opening an OnTrak Checking Account.
Features tailored for your ease:
- Friendly Fee Structure: A modest monthly service fee of $10, which you can reduce to $8 with a direct deposit during the Monthly Qualification Cycle.
- Ease of Balance: Relish the freedom of no minimum balance requirement, keeping your financial journey stress-free.
- Unfettered Access: No direct deposit prerequisites, making your banking experience straightforward and simple.
Protect your finances:
Text Banking: Keep a vigilant eye on your account activities, ensuring a secure and prompt overview of your finances with Text Banking.
Visa® Purchase Alert: Stay ahead of any suspicious activity with timely notifications on your Visa Debit and/or Credit Card transactions.
Online & Mobile Banking
Free, secure access to your account anywhere, anytime. Make transfers, check balances, and apply for loans at your convenience. Enrolling is fast and easy.
Get started today and enjoy our user-friendly Online & Mobile Banking.
Data and other wireless carrier charges may apply.
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eStatements
Reduce paper clutter and the hassle of shredding sensitive account information with eStatements.
Conveniently access statements and important notices when you need them within our secure Online & Mobile Banking.
Bill Pay
Easily manage and pay your bills while saving time and money with free Bill Pay.
You can set up payees, schedule payments and view recent, pending and past payments at any time.
Valleyline
Day or night, conveniently transfer money, check balances, make loan payments and much more by calling Valleyline, our 24-hour automated phone line.
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1 This fee may be reduced to $8 by having a direct deposit post and settle to the account during the Monthly Qualification Cycle. Direct deposits may take one or more business days from the date the transaction was made to post to and settle an account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle, subject to weekends and holidays. Other miscellaneous fees apply.
2 Usage charges for text and data may apply.