Points Rewards Credit Card
Earn points on purchases with our Points Rewards Credit Card.
As a new cardholder, earn 10,000 bonus points when you make $2,500 in purchases in your first 90 days!1
Receive one point for every net dollar you spend—redeem for merchandise or a wide variety of gift cards.2
Key features and benefits:
- Contactless payments for a fast, easy, and secure checkout.
- ID Navigator Powered by NortonLifeLock
- Visa's Zero Liability Policy
- Roadside Dispatch®
- Visa Purchase Alerts: Provides enrolled cardholders near real-time alerts whenever a purchase is made on your credit card. Cardholders can register to get alerts on your mobile device3 and/or email.
Standard APR4 | Annual Fee |
|---|---|
| 12.74% - 18.00% (Variable) | $0 |
10,000 Bonus Points1
Tap to Pay
Earn Points on Purchases2
No Annual Fee
Applying for an account is easy.
Apply for a Points Rewards Credit Card now using our online application.
Visa® Purchase Alert
Stay informed and secure with Visa Purchase Alert. Receive email or SMS notifications for certain transactions on your account, helping you monitor and manage your finances effectively.
Sign UpFree 24/7 Services
Online & Mobile Banking
Free, secure access to your account anywhere, anytime. Make transfers, check balances, and apply for loans at your convenience. Enrolling is fast and easy.
Get started today and enjoy our user-friendly Online & Mobile Banking.
Data and other wireless carrier charges may apply.
Learn More
eStatements
Reduce paper clutter and the hassle of shredding sensitive account information with eStatements.
Conveniently access statements and important notices when you need them within our secure Online & Mobile Banking.
1 To earn 10,000 bonus points you must spend $2,500 in the first 90 days of your card being approved by us. Spend is net of settled purchases and returns processed within this timeframe. Reward will be awarded on the transaction that exceeds $2,500. Rewards are not earned for wire transfers, money orders, cash advances, balance transfers, government owned lotteries, online casinos, horse/dog racing, or payments for loans.
2 See cardholder agreement, section 14, for full details.
3 Availability of SMS alerts subject to Visa account issuer discretion. Message and data rates may apply.
4 APR=Annual Percentage Rate. APR may vary and ranges from 12.74% to 18.00% and is accurate as of 11.01.2026. Your APR is determined by program selected and credit history. All loans subject to credit approval. Rates, terms and conditions subject to change.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC