Purple Checking

Purple is the new Cash Back!

Enjoy cash back benefits that are absolutely clear.

Earn 1% cash back on debit!1

  • Receive 1% cash back on the first $1000 in purchases
  • Cash back will be automatically deposited to your Purple Checking Account each month
  • Plus $15 in ATM fee reimbursements2
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Enjoy these convenient features & benefits:

No Monthly
Service Fee

No Minimum

Unlimited Deposits and


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To establish a Purple Checking Account, you must be a member of the credit union age 18 years or older.  There are no minimum deposit or balance requirements for the Purple Checking Account.   Requirements to qualify for monthly cash back and ATM fee reimbursements include eStatement enrollment (or incur a $10 service fee), direct deposit of $750, Online Banking enrollment and login and Bill Pay utilization. For details, see disclosures below.


Protect Yourself and Your Money

Overdraft Coverage 

Protect yourself from overdrafts and avoid the inconvenience of declined transactions with the Overdraft Coverage option(s) that suit your needs.

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Not available with OnTrak Checking.

Visa® Purchase Alert

Closely monitor your Visa Debit and/or Credit Card to help identify potential fraud. Receive email or SMS text message notifications when certain transactions occur on your account.

Sign Up

Usage charges for text and data may apply.

Free 24/7 Services

Online & Mobile Banking

Free, secure access to your account anywhere, anytime.

Make transfers, check balances, and apply for loans at your convenience. Enrolling is fast and easy. Get started today and enjoy our user-friendly Online & Mobile Banking.

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Data and other wireless carrier charges may apply.


Reduce paper clutter and the hassle of shredding sensitive account information with eStatements.

Conveniently access statements and important notices when you need them within our secure Online & Mobile Banking.

Bill Pay

Easily manage and pay your bills while saving time and money with free Bill Pay.

You can set up payees, schedule payments and view recent, pending and past payments at any time.


Day or night, conveniently transfer money, check balances, make loan payments and much more by calling Valleyline, our 24-hour automated phone line.

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Opening an account is easy.

Simply visit your local branch and a Member Service Specialist will assist you in opening your Purple Checking Account. 

Not yet a member?

Open an Account Now

You can establish membership if you meet our membership eligibility requirements and open a Primary Share Account. Learn about the many perks of membership.

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1To receive cash back on Debit Card purchases and ATM fee refunds, you must meet all of the following criteria during the monthly qualification cycle*: must be enrolled to receive statements electronically (eStatements), you can elect to have paper statements but with incur a service fee as indicated on the Schedule of Fees, must access the Online Banking or Mobile Banking service at least once per monthly qualification cycle, must be enrolled in iPay (Bill Pay Service) and at least once per monthly qualification cycle, and must receive Direct Deposit of at least $750 per monthly qualification cycle.

If you do not meet the above monthly qualifications of the account, you will not receive cash back on Debit Card purchases and ATM fees will not be refunded. Debit Card purchases and ATM fees must post and clear the account during the monthly qualification cycle*.

Cash back on Debit Card purchases and ATM fee refunds will be calculated and credited to your Purple Checking account by the 10th business day of the next month.

  • A period beginning on the first day of the month through and including the last day of the month.

Account Limitations. Qualifying ATM transactions that incurred ATM fees must be made with a Credit Union issued Debit Card associated with your Purple Checking Account. ATM receipts may be requested by the Credit Union. Limit one Purple Checking Account product type per Social Security Number (SSN). Must be 18 years of age or older.

The following transaction types are not eligible for cash back rewards: ATM cash withdrawals transactions, Bill Pay transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal®, CashApp®, GooglePay®), who also provide P2P payments may not be eligible for cash back rewards, loan payments or account funding made with your Debit Card, purchases made using third-party payment accounts (services such as Venmo® and PayPal®, who also provide P2P payments). 

2ATM fees are network fees only. International service fees will not qualify.