Purple Savings
Purple Savings account. Elevate your earnings.
Embark on a higher savings path with our Purple Savings account. It's more than a savings account—it’s a pledge of better earnings and a testament to our commitment to see your savings flourish.
Opening an account is easy.
Simply visit your local branch and a Member Service Specialist will assist you in opening your Purple Checking Account.
Key features and benefits:
- Exceptional earnings: With a stellar 3.25% APY1 on the first $10,000, your money works harder and smarter for you.
- Split rate earnings: Your earnings don't stop at $10,000. Enjoy our competitive split rates on balances above this threshold, ensuring your larger deposits continue to thrive.
Simple requirements:
A minimum of $2,500 from new deposits2, alongside having a Primary Share and Purple Checking account, is your ticket to these exclusive earnings. The journey towards higher savings is uncomplicated and rewarding.
Your access, uninterrupted:
We believe in keeping you connected with your finances, anytime, anywhere. With 24/7 online and mobile banking, eStatements, Bill Pay, and Valleyline, your Purple Savings account is always within reach.
Join the Purple league:
Step into a realm of higher savings and experience the warmth of community-centric banking. Open a Purple Savings account today and enjoy an earnings rate that’s as exceptional as the Central Valley community we serve. It’s not just about higher earnings; it’s about building a secure and prosperous financial future together.
Savings Covered by the NCUA
At Valley First, your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Learn more about Share Insurance Coverage provided by the National Credit Union Administration.
1 APY=Annual Percentage Yield. APYs accurate as of the last dividend declaration date of 11.01.2026. Variable rate accounts. Rates, terms and conditions are subject to change anytime after account opening, as determined by the credit union, except that share certificate accounts remain fixed until maturity. Fees may reduce earnings. For dividend-bearing accounts, dividends are calculated by the average daily balance method, which applies a periodic rate to the average daily balance in your account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.
2 To open a Purple Savings Account and receive the 3.25% APY, at least $2,500 must be from new deposits to the credit union. Must have a Primary Share and Purple Checking account.